Habitat for Humanity on a Crestview home-building boom (PHOTOS, VIDEO)

CRESTVIEW — In less than seven months, four Crestview families have moved into their own homes after partnering with Habitat for Humanity.
And there are more to come, Habitat officials said.
See photos of the Clark family's home>>
CONDITIONAL FUNDING
“It started in 2013 with mortgage settlement funds we received,” Habitat Community Outreach Director Melissa Forte Litscher said.
Three years ago, Attorney General Pam Bondi entered a $25 billion federal-state agreement with the country's five largest mortgage servicers over foreclosure and mortgage servicing abuses. These included robo-signing and loan origination misconduct. The agreement provided an estimated $9.22 billion in relief to Florida homeowners, and addressed future mortgage loan servicing practices, according to Bondi's website.
But the funding came with conditions. One requirement to use settlement money was that Habitat rehabilitate a dilapidated residential site.
“We had to take an uninhabitable property, knock it down and build something habitable,” Forte Litscher said.
DREAM COME TRUE
The latest “something habitable” found Crestview resident La’Terica Clark and her daughter, Nylah, 4, celebrating Fourth of July in their own home.
“This has always been a dream — to be a homeowner — and Habitat for Humanity made it possible,” Clark said. “I never would have been able to afford it on my own.”
In December 2014, Clark received her phone call from Habitat saying her application had been accepted. Soon she and Nylah were hard at work, helping other families’ dreams come true and then helping build her own home.
Now, Nylah has specific ideas about how her bedroom should be decorated. She wants to hang costumes on the walls.
“I’m going to have an elephant costume,” she said. “I have a lot of costumes.”
'SWEAT EQUITY'
The nonprofit helps families who can't gain conventional house financing, according to its website.
"Generally, this includes those whose income is 30 to 50 percent of the area’s median income," the site states. "In most cases, prospective Habitat homeowner families make a $500 down payment."
Each adult family member is required to put at least 300 hours of “sweat equity,” or labor, into construction of their homes and those of other Habitat partner families.
Clark’s home is the 54th Habitat for Humanity Okaloosa County residence, with more coming.
“In the fall we are planning to be up in Crestview again,” Forte Litcher said. “We’re working on a plan for a five-home project up here.”
Email News Bulletin Staff Writer Brian Hughes, follow him on Twitter or call 850-682-6524.
This article originally appeared on Crestview News Bulletin: Habitat for Humanity on a Crestview home-building boom (PHOTOS, VIDEO)










