IN THE CIRCUIT COURT OF THE FIRST JUDICIAL CIRCUIT
IN AND FOR OKALOOSA COUNTY, FLORIDA
GENERAL JURISDICTION DIVISION
Case No. 2026-CA-001822-C
Freedom Mortgage Corporation
Plaintiff, vs. Zoe Alexandra Wagner; The Heritage Plantation Homeowners' Association, Inc. ; Unknown Spouse of Zoe Alexandra Wagner
Defendants. NOTICE OF ACTION - CONSTRUCTIVE SERVICE
TO: Unknown Spouse of Zoe Alexandra Wagner
Last Known Address: Unknown
YOU ARE HEREBY NOTIFIED that an action to foreclose a mortgage on the following property in Okaloosa County, Florida: LOT 31, BLOCK B, HERITAGE PLANTATION PHASE II, ACCORDING TO THE PLAT AS RECORDED IN PLAT BOOK 25, PAGES 2 THROUGH 8, OF THE PUBLIC RECORDS OF OKALOOSA COUNTY, FLORIDA. has been filed against you and you are required to serve a copy of your written defenses, if any, to it on Julie York, Esquire, Brock & Scott, PLLC. , the Plaintiff’s attorney, whose address is 4919 Memorial Hwy, Suite 135, Tampa, FL 33634, within thirty (30) days of the first date of publication on or before 30 DAYS FROM THE DATE OF PUBLICATION, and file the original with the Clerk of this Court either before service on the Plaintiff’s attorney or immediately thereafter; otherwise a default will be entered against you for the relief demanded in the complaint or petition. DATED on10/1/2026. Brad E. Embry
As Clerk of the Court
By: /s/ Courtney Eslinger
As Deputy Clerk
CR4548

IN THE CIRCUIT COURT OF THE 1ST
JUDICIAL CIRCUIT, IN AND FOR
OKALOOSA COUNTY, FLORIDA
CIVIL DIVISION
CASE NO. 2025 CA 000141 C
LOANDEPOT.COM, LLC, Plaintiff, vs. ARMANDO ARCE; JENNIFER L. ARCE A/K/A JENNIFER LYNN ARCE, Defendant(s)
RE-NOTICE OF FORECLOSURE SALE
NOTICE IS HEREBY GIVEN pursuant to an Order rescheduling Foreclosure Sale filed September 16, 2026 and entered in Case No. 2025 CA 000141 C, of the Circuit Court of the 1st Judicial Circuit in and for OKALOOSA County, Florida, wherein LOANDEPOT.COM, LLC is Plaintiff and ARMANDO ARCE; JENNIFER L. ARCE A/K/A JENNIFER LYNN ARCE; are defendants. BRAD E. EMBRY, the Clerk of the Circuit Court, will sell to the highest and best bidder for cash BY ELECTRONIC SALE AT: WWW.bid4assets.com/OkaloosaFL, at 11:00 A. M. , CST, on 2nd day of November, 2026, the following described property as set forth in said Final Judgment, to wit: LOT 8, BLOCK A OF SOUTHVIEW ESTATES – PHASE IV, ACCORDING TO THE PLAT THEREOF AS RECORDED IN PLAT BOOK 13, PAGE(S) 86, OF THE PUBLIC RECORDS OF OKALOOSA COUNTY, FLORIDA. Any person claiming an interest in the surplus from the sale, if any, other than the property owner as of the date of the lis pendens must file a claim before the Clerk reports the surplus as unclaimed. Dated this 2nd day of October 2026. Marc Granger, Esq. Fla. Bar No. : 146870
Kahane & Associates, P. A. 1619 NW 136th Avenue, Suite D-220
Sunrise, Florida 33323
Telephone: (954) 382-3486
Telefacsimile: (954) 382-5380
Designated service email: notice@kahaneandassociates.com
The Newspaper is requested pursuant to the provisions of Administrative Directive OCAD 2010-7 to deliver the proof of publication to the Clerk of the Circuit Court of Okaloosa County. This notice is provided pursuant to Administrative Order No 2023-02. In
accordance with the Americans with Disabilities Act, if you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact: Court Administration, ADA Liaison
Okaloosa County
1940 Lewis Turner Boulevard
Fort Walton Beach, FL 32547
Phone (850) 609-4700 Fax (850) 651-7725
ADA.Okaloosa@flcourts1.gov
at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711. CR4547

IN THE CIRCUIT COURT OF THE FIRST JUDICIAL CIRCUIT
IN AND FOR OKALOOSA COUNTY, FLORIDA
PROBATE DIVISION
File No. 2026-CP-000679-F
INRE: ESTATE OF
PAMELA SUE MOORMAN
deceased. NOTICE OF ACTION
TO: Scott Thompson, whose last known residence address is 311 Parkwood Place, Niceville, FL. 32578 9778 and whose whereabouts are unknown, and to all parties claiming interests by, through, under or against Scott Thompson. YOU ARE NOTIFIED that a probate proceeding has been filed in the above-styled court. The
personal representative has been unable to serve you with the Notice of Administration in the
manner required for formal notice under Florida Probate Rule 5.040(a)(3). A diligent search and inquiry has been conducted, and your residence remains unknown. YOU ARE REQUIRED to file written defenses with the clerk of the court and to serve a copy not
later than the date fixed in this notice, which date shall be not less than 28 nor more than 60 days
after the first publication of this notice, on the plaintiff or his or her attorney whose name and
address appear in, or are annexed to, this notice. This Notice of Action is issued pursuant to Chapter 49, Florida Statutes. DONE and ORDERED in Okaloosa County, Florida. signed by CIRCUIT COURT JUDGE JOHN T BROWN 09/30/2026
CR4546

IN THE CIRCUIT COURT OF THE 1ST JUDICIAL CIRCUIT, IN AND FOR OKALOOSA COUNTY, FLORIDA
CASE NO. : 2025-CA-002537-F
U. S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCF 2 ACQUISITION TRUST, Plaintiff, v. MARVIN DENISON, et al, Defendant(s). NOTICE OF SALE PURSUANT TO CHAPTER 45
NOTICE IS HEREBY GIVEN that pursuant to a Final Judgment in Foreclosure entered on September 24, 2026 and entered in Case No. 2025-CA-002537-F in the Circuit Court of the 1st Judicial Circuit in and for Okaloosa County, Florida, wherein MARVIN DENISON, et. al. , are the Defendants. The Clerk of the Court, JD PEACOCK II, CPM, will sell to the highest bidder for cash at https://www.bid4assets.com/OkaloosaFL on November 30, 2026 at 11:00am, the following described real property as set forth in said Final Judgment, to wit: THE CONDOMINIUM PARCEL KNOWN AS APARTMENT #231, OF GULF TERRACE CONDOMINIUM, A CONDOMINIUM ACCORDING TO THE DECLARATION OF CONDOMINIUM THEREOF, RECORDED IN OR BOOK 694, PAGES 657 THROUGH 710, INCLUSIVE, AND ACCORDING TO SUPPLEMENTAL DECLARATION OF CONDOMINIUM RECORDED IN OR BOOK 741, PAGES 883 THROUGH 889, INCLUSIVE, AND RE-RECORDED IN OFFICIAL RECORDS BOOK 742, PAGES 916 THROUGH 922, INCLUSIVE, AND MODIFIED IN OFFICIAL RECORDS BOOK 811, PAGE 739, AND ANY FURTHER AMENDMENTS THERETO, AND PURSUANT TO SURVEY PLOT PLANS AND GRAPHIC DESCRIPTION OF IMPROVEMENTS RECORDED IN CONDOMINIUM BOOK 1, PAGES 6 AND 7, TOGETHER WITH ITS UNDIVIDED SHARE IN THE COMMON ELEMENTS APPURTENANT THERETO, ALL OF THE PUBLIC RECORDS OF OKALOOSA COUNTY, FLORIDA
and commonly known as: 4000 GULF TERRACE, UNIT 231, DESTIN, FL 32541 (the “Property”). ANY PERSON CLAIMING AN INTEREST IN THE SURPLUS FROM THE SALE, IF ANY, OTHER THAN THE PROPERTY OWNER AS OF THE DATE OF THE LIS PENDENS MUST FILE A CLAIM WITHIN 60 DAYS AFTER THE SALE. IMPORTANT
If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact: Court Administration, ADA Liaison Okaloosa County 1940 Lewis Turner Boulevard Fort Walton Beach, FL 32547 Phone (850) 609-4700 Fax (850) 651-7725 ADA.Okaloosa@flcourts1.gov at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711. GHIDOTTI | BERGER LLP
Attorneys for Plaintiff
10800 Biscayne Blvd. , Suite 201
Miami, FL 33161
Telephone: (305) 501-2808
Facsimile: (954) 780-5578
By: /s/_ Johanni Fernandez-Marmol, Esq. _
Jason Duggar, Esq. FL Bar No. : 83813
Christophal Hellewell, Esq. FL Bar No. : 114230
Anya E. Macias, Esq. FL Bar No. : 0458600
Tara Rosenfeld, Esq. FL Bar No. : 59454
Johanni Fernandez-Marmol, Esq. FL Bar No. : 1055042
Jimmy Edwards, Esq. FL Bar No. : 81855
Rebecca E. Smith, Esq. FL Bar No. : 1069865
Spencer Gollahon, Esq. FL Bar No. : 647799
Paris Roach, Esq. FL Bar No. : 1028751
fcpleadings@ghidottiberger.com
CR4545

IN THE CIRCUIT COURT FOR OKALOOSA COUNTY, FLORIDA PROBATE DIVISION
File No: 2026-CP-001338-F
Division: PROBATE
IN RE: ESTATE OF
JOYCE GNANN KISER
Deceased. NOTICE TO CREDITORS
The administration of the estate of Joyce Gnann Kiser, deceased, whose date of death was June 30, 2026, is pending in the Circuit Court for Okaloosa County, Florida, Probate Division, the address of which is 1940 Lewis Turner Boulevard, Fort Walton Beach, Florida 32547. The names and addresses of the personal representatives and the personal representatives' attorney are set forth below. All creditors of the decedent and other persons having claims or demands against decedent's estate on whom a copy of this notice is required to be served must file their claims with this court ON OR BEFORE THE LATER OF 3 MONTHS AFTER THE TIME OF THE FIRST PUBLICATION OF THIS NOTICE OR 30 DAYS AFTER THE DATE OF SERVICE OF A COPY OF THIS NOTICE ON THEM. All other creditors of the decedent and other persons having claims or demands against decedent's estate must file their claims with this court WITHIN 3 MONTHS AFTER THE DATE OF THE FIRST PUBLICATION OF THIS NOTICE. The personal representative has no duty to discover whether any property held at the time of the decedent's death by the decedent or the decedent's surviving spouse is property to which the Florida Uniform Disposition of Community Property Rights at Death Act as described in ss. 732.216-732.228, Florida Statutes, applies, or may apply, unless a written demand is made by a creditor as specified under s. 732.2211, Florida Statutes. The written demand must be filed with the clerk. ALL CLAIMS NOT FILED WITHIN THE TIME PERIODS SET FORTH IN FLORIDA STATUTES SECTION 733.702 WILL BE FOREVER BARRED. NOTWITHSTANDING THE TIME PERIODS SET FORTH ABOVE, ANY CLAIM FILED TWO (2) YEARS OR MORE AFTER THE DECEDENT'S DATE OF DEATH IS BARRED. The date of first publication of this notice is
Oct 8th 2026. Attorney for Personal Representatives: /s/Kenneth R. Fountain
KENNETH R. FOUNTAIN, ESQ. Florida Bar Number: 48569
FOUNTAIN & BRIDGFORD, PLLC
2045 Fountain Professional Ct. , Suite A
Navarre, Florida 32566
Telephone: (850) 939-3535
Fax: (850) 939-3539
E-Mail: Fountain@FountainLaw.com
Secondary E-Mail: Cristy@FountainLaw.com
Personal Representatives: Lee Ann Jarousse
3748 N. Kenmore Avenue
Chicago, Illinois 60613
James Edward DeFord
12103 Ebb Pointe Circle
Manakin Sabot, Virginia 23103
CR4544