Legal & Public Notices

IN THE CIRCUIT COURT OF THE FIRST JUDICIAL CIRCUIT IN AND FOR OKALOOSA COUNTY, FLORIDA Case No. : 2025-CA-2286 LENDER ASSET LIQUIDATORS, LLC, a Georgia limited liability company, STEPHEN M. CRAWFORD, RILEY STAPLETON HOLDINGS, LLC, a Georgia limited liability company, and JOHN STAPLETON, Plaintiffs, v. RHONDA LEIGH AYERS, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. , KIM R. SCHWANTZ, CHRISTOPHER E. SCHWANTZ, COMMUNITY BANK, COAST, SUMMER BREEZE OWNERS ASSOCIATION, UNKNOWN TENANT #1 and UNKNOWN TENANT #2, representing unknown parties and tenants in possession, Defendants. NOTICE OF SALE UNDER F. S. CHAPTER 45 NOTICE IS GIVEN that, in accordance with the Final Summary Judgment of Foreclosure, dated March 12, 2026, 2026, in the above-styled case, I will sell to the highest and best bidder for cash at www.bid4assets.com on May 1, 2026 at 11:00 a. m. CT the following described properties in Okaloosa County, Florida: Lot 12, Block 3, GREY MOSS POINT, according to the plat thereof as recorded in Plat Book 2, Page 5, of the Public Records of Okaloosa County, Florida. Parcel Id. 07-1S-22-1080-0003-0120 And the following described properties in Walton County, Florida: THE WEST HALF OF THE EAST HALF OF THE SOUTHWEST QUARTER OF THE SOUTHWEST QUARTER, SECTION 8, TOWNSHIP 3 NORTH, RANGE 21 WEST, WALTON COUNTY, FLORIDA. SUBJECT TO THE FOLLOWING DESCRIBED EASEMENT: COMMENCE AT THE SW CORNER OF THE NW 1/4 OF THE SW 1/4, SECTION 8, TOWNSHIP 3 NORTH, RANGE 21 WEST, WALTON COUNTY, FLORIDA; THENCE N 02°23’01" E FOR A DISTANCE OF 411.84 FEET TO AN IRON ROD; THENCE S 84°29’22'‘ W FOR A DISTANCE OF 510.30 FEET TO AN IRON ROD ON THE EAST SIDE OF LAIRD ROAD AND BEGINNING OF SAID LINE; THENCE N 84°29'22" E FOR A DISTANCE OF 510.30 FEET TO AN IRON ROD; THENCE S 02°23'01" W FOR A DISTANCE OF 411.84 FEET TO AN IRON ROD; THENCE S 88°34'06" E FOR A DISTANCE OF 1217.91 FEET ALONG THE SOUTH LINE OF THE NW 1/4 OF THE SW 1/4; THENCE N 61°10'05" E FOR A DISTANCE OF 148.79 FEET TO THE EAST LINE OF THE NW 1/4 OF THE SW 1/4, SAID EAST LINE OF THE NW 1/4 OF THE SW 1/4, BEING THE TERMINATION OF SAID SIXTY FOOT EASEMENT. Parcel Id. 08-3N-21-37000-005-0011 And Condominium Unit D-311, SUMMER BREEZE, A CONDOMINIUM, together with an undivided interest in the common elements, according to the Declaration of Condominium thereof, recorded in Official Records Book 340, Page 575, as amended from time to time, of the Public Records of Walton County, Florida. Parcel Id. 30-2S-21-42840-00D-0311 And Lot 50 Delaware PLANTATIONS SUBDIVISION: Commence at the Northwest corner of Section 17, Township 3 North, Range 21 West, Walton County, Florida; thence South 03 degrees 06 minutes 34 seconds East for a distance of 1348.89 feet along the section line to an iron rod; thence North 83 degrees 05 minutes 11 seconds East for a distance of 47.07 feet to a concrete monument and the Point of Beginning; thence North 88 degrees 05 minutes 18 seconds East for a distance of 287.24 feet to an iron rod; thence South 03 degrees 03 minutes 18 seconds East for a distance of 1347.57 feet to an iron rod; thence South 87 degrees 09 minutes 30 seconds West for a distance of 301.59 feet to an iron rod; thence North 02 degrees 26 minutes 42 seconds West for a distance of 1352.25 feet to the Point of Beginning. Subject to an easement across the West 40 feet of said property. Together with and subject to covenants, easements, and restrictions of record. Parcel Id. 17-3N-21-37000-001-0100 And Lot 24 of UNRECORDED DELAWARE PLANTATION SUBDIVISION PHASE TWO described as follows: Commence at the Northwest corner of Section 17, Township 3 North, Range 21 West, Walton County, Florida; thence North 87 degrees 36' 33" East for a distance of 670.90 feet along the section line to an iron rod and the POB; thence North 87 degrees 36' 33" East for a distance of 335.45 feet to an iron rod; thence South 02 degrees 56' 46" East for a distance of 1344.92 feet to an iron rod; thence South 87 degrees 23' 05" West for a distance of 334.16 feet to an iron rod; thence North 03 degrees 00' 02" West for a distance of 1346.24 feet to the Point of Beginning. Subject to an easement across the North 60 feet the South 60 feet of said property. Also subject to an easement across all that area lying within the circumference of a circle, having a radius of 60 feet, whose center point is 50 feet North of the Southeast corner of the property. Together with that certain mobile home situate thereon. Parcel Id. 17-3N-21-37000-001-0240 Any person claiming an interest in the surplus from this sale, if any, other than the property owner must file a claim within 60 days after the sale. If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact: Court Administration, ADA Liaison Okaloosa County 1940 Lewis Turner Boulevard Fort Walton Beach, FL 32547 Phone (850) 609-4700 Fax (850) 651-7725 ADA.Okaloosa@flcourts1.gov at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711. Some accommodations, such as sign language interpreters and real-time reporting, require additional time to schedule. To ensure service availability, it is recommended that you contact the ADA Coordinator or Liaison at least seven days prior to your court appearance or visit to the courthouse. Please be prepared to explain the nature of your disability and suggest an auxiliary aid or service that will enable you to effectively participate in the court program, service, or proceeding. MATTHEWS & MATTHEWS, LLP /s/ Dana C. Matthews DANA C. MATTHEWS, ESQ. Florida Bar No. : 335843 4475 Legendary Drive Destin, FL 32541 Tel: (850) 837-3662 Email: dmatthews@destinlaw.com (primary) mschmidt@destinlaw.com (secondary) Attorney for Plaintiffs, Lender Asset Liquidators, LLC, Stephen M. Crawford, Riley Stapleton Holdings, LLC, and John Stapleton CR4093

IN THE CIRCUIT COURT, FIRST JUDICIAL CIRCUIT, IN AND FOR OKALOOSA COUNTY, FLORIDA PROBATE DIVISION CASE NO. : 26 CP 155-C IN RE: ESTATE OF DEBORAH E. SCARMAZZO, Deceased. NOTICE TO CREDITORS The administration of the estate of Deborah E. Scarmazzo, deceased, File No. 26 CP 155-C, is pending in the Circuit Court for Okaloosa County, Florida, Probate Division, the address of which is 601-B N. Pearl Street, Crestview, Florida 32536. The name and address of the Personal Representative and the Personal Representative's attorney are set forth below. All creditors of the decedent and other persons having claims or demands against decedent's estate on whom a copy of this notice is served within three (3) months after the date of the first publication of this notice must file their claims with this Court WITHIN THE LATER OF THREE (3) MONTHS AFTER THE DATE OF THE FIRST PUBLICATION OF THIS NOTICE OR THIRTY (30) DAYS AFTER THE DATE OF SERVICE OF A COPY OF THIS NOTICE ON THEM. All other creditors of the decedent and persons having claims or demands against the decedent's estate must file their claims with this Court WITHIN THREE (3) MONTHS AFTER THE DATE OF THE FIRST PUBLICATION OF THIS NOTICE. ALL CLAIMS DEMANDS AND OBJECTIONS NOT SO FILED WILL BE FOREVER BARRED. The date of the first Publication of this notice is: 3/26/2026. Paul N. Scarmazzo Personal Representative 214 Kent Street Albany, New York12206 Dennis L. Pratt Florida Bar No. 814954 770 Baldwin Avenue DeFuniak Springs, Florida 32435 (850) 951-2244 CR4092

IN THE CIRCUIT COURT, FIRST JUDICIAL CIRCUIT, IN AND FOR OKALOOSA COUNTY, FLORIDA PROBATE DIVISION CASE NO. : 26 CP 118 C IN RE: ESTATE OF CHARLENE JEANNE HIERS, Deceased. NOTICE TO CREDITORS The administration of the estate of Charlene Jeanne Hiers, deceased, File No. 26 CP 118C, is pending in the Circuit Court for Okaloosa County, Florida, Probate Division, the address of which is 601-B N. Pearl Street, Crestview, Florida 32536. The name and address of the Personal Representative and the Personal Representative's attorney are set forth below. All creditors of the decedent and other persons having claims or demands against decedent's estate on whom a copy of this notice is served within three (3) months after the date of the first publication of this notice must file their claims with this Court WITHIN THE LATER OF THREE (3) MONTHS AFTER THE DATE OF THE FIRST PUBLICATION OF THIS NOTICE OR THIRTY (30) DAYS AFTER THE DATE OF SERVICE OF A COPY OF THIS NOTICE ON THEM. All other creditors of the decedent and persons having claims or demands against the decedent's estate must file their claims with this Court WITHIN THREE (3) MONTHS AFTER THE DATE OF THE FIRST PUBLICATION OF THIS NOTICE. ALL CLAIMS DEMANDS AND OBJECTIONS NOT SO FILED WILL BE FOREVER BARRED. The date of the first Publication of this notice is: 3/26/2026 Cherrie Loomis Personal Representative Post Office Box 1056 Crestview, Florida 32536 Dennis L. Pratt Florida Bar No. 814954 770 Baldwin Avenue DeFuniak Springs, Florida 32435 (850) 951-2244 CR4091

IN THE CIRCUIT COURT OF THE FIRST JUDICIAL CIRCUIT JUDICIAL CIRCUIT, IN AND FOR OKALOOSA COUNTY, FLORIDA CIVIL DIVISION CASE NO. : 2025-CA-002545-C FREEDOM MORTGAGE CORPORATION PLAINTIFF, VS. GENESIS VARGAS AND DAVID VELAZQUEZ PEREZ A/K/A DAVID PEREZ, ET AL. , DEFENDANT(S). NOTICE OF ACTION TO: Genesis Vargas Last Known Address: 95136 Woodbridge Parkway, Fernandina Beach, FL 32034 Current Residence: UNKNOWN YOU ARE NOTIFIED that an action for Foreclosure of Mortgage on the following described property: Lot 29, Rolling Ridge Subdivision, according to the map or plat thereof as recorded in Plat Book 23, Pages 14 through 21, Public Records of Okaloosa County, Florida. has been filed against you and you are required to serve a copy of your written defenses, if any, to it, on MILLER, GEORGE & SUGGS, PLLC, Attorney for Plaintiff, whose address is 600 West Hillsboro Boulevard, Suite 600, Deerfield Beach, FL 33441, on or before, within or before a date at least thirty (30) days after the first publication of this Notice in the Crestview News Bulletin, 602 S Main St, Crestview, FL 32536 and file the original with the Clerk of this Court either before service on Plaintiff's attorney or immediately thereafter; otherwise a default will be entered against you for the relief demanded in the complaint If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact: Court Administration, ADA Liaison Okaloosa County 1940 Lewis Turner Boulevard Fort Walton Beach, FL 32547 Phone (850) 609-4700 Fax (850) 651-7725 ADA.Okaloosa@flcourts1.gov at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711. WITNESS my hand and the seal of this Court this 12th day of March, 2026. JD PEACOCK, II As Clerk of Court By: /s/ Jackie Dunlap As Deputy Clerk Publish: Crestview News Bulletin, 602 S Main St, Crestview, FL 32536 CR4090

IN THE CIRCUIT COURT OF THE FIRST JUDICIAL CIRCUIT IN AND FOR OKALOOSA COUNTY, FLORIDA CASE NO. : 2022 CA 003397 LAKEVIEW LOAN SERVICING, LLC, Plaintiff, VS. ROBERT LANE; CARDHOLDERS ACCEPTANCE COMPANY, AS ASSIGNEE OF DIRECT MERCHANTS CREDIT; LEE FARM HOA, INC. ; ANY AND ALL UNKNOWN PARTIES CLAIMING BY, THROUGH, UNDER AND AGAINST THE HEREIN NAMED INDIVIDUAL DEFENDANT(S) WHO ARE NOT KNOWN TO BE DEAD OR ALIVE, WHETHER SAID UNKNOWN PARTIES MAY CLAIM AN INTEREST AS SPOUSES, HEIRS, DEVISEES, GRANTEES, OR OTHER CLAIMANTS Defendant(s). NOTICE OF FORECLOSURE SALE PURSUANT TO CHAPTER 45 NOTICE IS HEREBY GIVEN that sale will be made pursuant to an Order or Final Judgment. Final Judgment was awarded on February 8, 2026 in Civil Case No. 2022 CA 003397, of the Circuit Court of the FIRST Judicial Circuit in and for Okaloosa County, Florida, wherein, LAKEVIEW LOAN SERVICING, LLC is the Plaintiff, and ROBERT LANE; CARDHOLDERS ACCEPTANCE COMPANY, AS ASSIGNEE OF DIRECT MERCHANTS CREDIT; LEE FARM HOA, INC. ; ANY AND ALL UNKNOWN PARTIES CLAIMING BY, THROUGH, UNDER AND AGAINST THE HEREIN NAMED INDIVIDUAL DEFENDANT(S) WHO ARE NOT KNOWN TO BE DEAD OR ALIVE, WHETHER SAID UNKNOWN PARTIES MAY CLAIM AN INTEREST AS SPOUSES, HEIRS, DEVISEES, GRANTEES, OR OTHER CLAIMANTS are Defendants. The Clerk of the Court, Brad E. Embry will sell to the highest bidder for cash at www.bid4assets.com on April 30, 2026 at 11:00:00 AM CST the following described real property as set forth in said Final Judgment, to wit: LOT 8, BLOCK F, LEE FARM, PHASE II, A SUBDIVISION ACCORDING TO THE PLAT THEREOF AS RECORDED AT PLAT BOOK 23, PAGES 82 AND 83, OF THE PUBLIC RECORDS OF OKALOOSA COUNTY, FLORIDA. Any person claiming an interest in the surplus from the sale, if any, other than the property owner as of the date of the lis pendens must file a claim before the clerk reports the surplus as unclaimed. Dated this 16 day of March, 2026. ALDRIDGE PITE, LLP Attorney for Plaintiff 401 W. Linton Blvd. Suite 202-B Delray Beach, FL 33444 Telephone: 561-392-6391 Facsimile: 561-392-6965 By: /s/ Zachary Ullman FBN: 106751 Primary E-Mail: ServiceMail@aldridgepite.com IMPORTANT AMERICANS WITH DISABILITIES ACT: If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact: Court Administration, ADA Liaison, Okaloosa County, 1940 Lewis Turner Boulevard, Fort Walton Beach, Florida 32547, Phone (850) 609-4700, Fax (850) 651-7725, ADA.Okaloosa@flcourts1.gov, at least 7 days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than 7 days; if you are hearing or voice impaired, call 711. CR4089