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HEALTH ALERT: Raw sewage being released into Trammel Creek

The Department of Public Services stated in a media release that a raw sewage spill occurred Nov. 1 in Trammel Creek, near North Lloyd Street in Crestview.

CRESTVIEW — The City of Crestview Department of Public Services is alerting area residents to be aware of a Nov. 1 raw sewage spill in Crestview.

At approximately 4:30 p.m. Nov. 1, a utility contractor ruptured a gravity sewer line of the City of Crestview, causing approximately 4,000 gallons of raw sewage to fall into Trammel Creek before it could be contained. The creek is located on North Lloyd Street.

Any bodies of water south of the spill could be affected and the city urges everyone to use precautions until the spill site is cleared by the Department of Environmental Protection.

Avoid any activity in Trammel Creek until bacterial samples are cleared by authorities.

If you would like more information about this topic, please contact Carlos Jones, 682-6132 or carlosjones@cityofcrestview.org.

This article originally appeared on Crestview News Bulletin: HEALTH ALERT: Raw sewage being released into Trammel Creek

HELPING THE POOR

Editor’s Note: This is part of our Celebrate Community series, which features nonprofit organizations that improve our quality of life.

CRESTVIEW — Crestview Area Shelter for the Homeless is working toward securing a permanent facility. However, there have been roadblocks.

"Originally, we had been given information that we had an $800,000 grant given to us, and that never materialized,” CASH board member David Hill said. "We made some efforts to get some land, we put a retainer down on some land there in town, and because we didn't get the grant, we couldn’t go through the complete purchase.”

That hasn’t deterred volunteers from their mission. CASH volunteers operate cold weather shelters and soup kitchens in Crestview, and they have Helping Hands, a day shelter at 428 McLaughlin St. in Crestview. There, homeless people can use the telephone and computer for job and housing hunts; take a shower; and wash clothes.

"That's up and going — and going strong," CASH coordinator Ann Sprague said. "We opened in April and we've seen between 75 and 80 different families since April."

But the group does so much more than that. When a person requests help, volunteers "try to make sure they all have an ID, because it's against the law to go around without one," Sprague said. Next, they try to get the person a birth certificate and Social Security card. "Then we try to figure out what else do they need," she said. That includes everything from medical treatment and providing transportation to doctor’s appointments; obtaining qualifications for physical and mental health benefits for homeless veterans; and providing temporary to permanent housing.

"We've got two right now in the hospital," Sprague said. "We try to work with them and make sure they don't discharge them to the street because they'll die. Can you imagine having surgery and being put back on the street and taking care of yourself with that wound?" she said.

CASH finds housing for Crestview’s homeless, and helps them become self-sufficient once housed.

"Part of it is there's just a lack of housing available to try to get people in, even if you can get them benefits they were previously unable to get through SSI,” Sprague said. “If they have some sort of income stream, they can get into some kind of low-income house. It's the goal to get them off the street and self sustaining, but there's not a lot of property available in Crestview.

"I get at least three calls every day for people seeking shelter for the night, especially for the women and children. I would love to have a temporary place to shelter them for a week, maybe a month.”

Volunteers also train people in budgeting, along with how to cooperate with others and how to solve problems.

As for acquiring funding for that long-term goal, permanent shelter, Hill said, "It's certainly an issue, but it's kind of key in this. And we have some small grants that we've been awarded that enable us to do — sort of expand our services and get a start on acquiring a property, but it's going to be ongoing funding required to pay full-time people to operate it. We'll also want to hire a social worker that has some talents that would help in locating some services for the homeless."

“And if someone wants to donate a small house to use that we could remodel a little bit and turn into a house for someone, or a housing lot. We're hoping in the future to apply for a grant to build little duplexes or efficiency apartment type things."

To donate, volunteer or learn more, contact Sprague at 826-1770.

This article originally appeared on Crestview News Bulletin: HELPING THE POOR

Guard against identity theft – and protect your finances

Yvonne Shanklin (Special to the News Bulletin)

Each year, millions of Americans are victimized by identity theft, according to the U.S. Department of Justice. What can you do to guard your identity and protect yourself from potential financial losses?

Here are some ideas to consider:

Review your statements. Closely review the monthly statements from your checking and other financial accounts. If you find any unfamiliar charges, contact your bank or other financial services provider immediately.

Order your credit reports. The three credit reporting agencies – TransUnion, Equifax and Experian – are each required by law to provide you one free credit report a year. Make sure your name, address and other information are correct on your credit report, and if you find old or inaccurate information, have it removed. Place a fraud alert. If you suspect you have become a victim of identity theft, place a “fraud alert” on your credit reports by contacting any of the three credit reporting agencies. You can choose a short-term or long-term alert. And if you’re an active member of the military, you can request a special, one-year alert.

Feed your shredder. Shred all old bank and investment statements, applications for new credit cards and any other documents that contain personal information.

Destroy digital data. If you have a variety of financial accounts, you’re not just creating a paper trail – you’re also establishing a digital “footprint.” So when you sell or otherwise dispose of a computer system or hard drive, you may want to take steps to destroy personal data. You might think that simply deleting it would be sufficient, but tech-savvy identity thieves can “undelete” files or recover information from a formatted drive. However, products are available that allow you to completely wipe out data on hard drives.

Change passwords. It’s a good idea to change your internet passwords every so often – especially those passwords that provide access to financial accounts.

Leave your Social Security card at home. Snagging someone’s Social Security number is a real “catch” for identity thieves, so do everything you can to thwart them. You can start by leaving your Social Security card safely at home – after all, there’s probably never a good reason to bring it out anyway. In fact, be wary of anyone, or any business, that asks for your Social Security number, either in person or online. Except for a few obvious exceptions, such as your tax preparer, most reputable businesses don’t need to know anything about your Social Security information.

Watch for “phishers.” If you’ve ever gotten an email, supposedly from your bank, advising you that your account will be “frozen” unless you provide personal details about your account, it’s a good bet that someone is “phishing” for this information – and they’re using the “freezing” threat as bait. What’s particularly alarming is that these “phishers” have gotten quite good at duplicating logos and using official-sounding language. However, a legitimate bank would never threaten you this way with an email. So, if you get such a message, contact the bank’s fraud department.

You can go a long way toward protecting yourself against identity theft by following these suggestions – so put them to work soon.

This article was written by Edward Jones on behalf of your Edward Jones financial adviser.

This article originally appeared on Crestview News Bulletin: Guard against identity theft – and protect your finances

Okaloosa health department releases water quality results

The Okaloosa County Department of Health has released water quality results. Pixabay.com

FORT WALTON BEACH — Here are the Florida Department of Health in Okaloosa County’s water quality test results for local parks.

No Okaloosa County parks have potentially hazardous bathing water, the FDOH-Okaloosa stated Oct. 24.

The tests are based on EPA-recommended enterococci standards. Enteric bacteria's presence indicates fecal pollution from stormwater runoff, pets and wildlife or human sewage.

This article originally appeared on Crestview News Bulletin: Okaloosa health department releases water quality results

7 inspirational quotes for reflection

Mark Broadhead (FILE PHOTO | News Bulletin)

Here are some short thoughts for daily reflection. Clip this column from the paper (or print it from the website version on crestviewbulletin.com) and reflect on one each day.

Allow God to speak to your heart and mind.

●●●

“Never be afraid to trust an unknown future to a known God.” — Corrie ten Boom

Are you struggling with an issue that has you fearing tomorrow? No one knows what tomorrow will bring. However, you can be sure that God knows.

Moreover, God has your best interest at heart.

Be confident God will do what is right and good for you. It may not be the answer you seek, but it will be the best in the end.

●●●

“I am leaving you with a gift — peace of mind and heart. And the peace I give is a gift the world cannot give. So don’t be troubled or afraid.” — Jesus of Nazareth

●●●

“The saddest aspect of life right now is that science gathers knowledge faster than society gathers wisdom.” — Isaac Asimov

A little knowledge is a dangerous thing — have you ever heard that phrase? It is true. People these days garner tidbits of information and believe they have the full picture.

This is obvious in today’s political climate. News outlets pander their particular point of view for their candidate to inflame the public. No one stops to explore the whole picture.

Wisdom is falling by the wayside in favor of the sound bite.

●●●

 “A fool takes no pleasure in understanding, but only in expressing personal opinion.” — Proverbs 18:2

●●●

 “Hold fast to dreams, for if dreams die life is a broken-winged bird that cannot fly.” — Langston Hughes

Don’t ever be afraid to dream of doing great things or accomplishing a challenging task. We have been made to strive to be better in life. We are created to do everything to the glory of God who created us.

If you listen to critics — whether people around you or the critic in your own mind — you will become paralyzed and not be able to accomplish what God has placed in your heart.

●●●

“Now faith is the assurance of things hoped for, the conviction of things not seen.” —Hebrews 11:1

●●●

“We believe in ordinary acts of bravery, in the courage that drives one person to stand up for another.” — Veronica Roth

Who was the last person for whom you stood up? Was it a family member, a colleague, a stranger? There are times we need to stand up for those who cannot, or are unable to, defend themselves against an injustice.

For whom will you take a stand today — not in a belligerent way, but in a kind and compassionate way?

“If a brother or sister is naked and lacks daily food, and one of you says to them, “Go in peace; keep warm and eat your fill,” and yet you do not supply their bodily needs, what is the good of that?” — James 2:15-16

The Rev. Mark Broadhead is pastor at Laurel Hill Presbyterian Church and First Presbyterian Church of Crestview.

This article originally appeared on Crestview News Bulletin: 7 inspirational quotes for reflection

'A WHOLE OTHER LEVEL OF POOR'

A child at an orphanage hugs Russell Wells at an orphanage in Machala, Ecuador in 2014. "What you don't see are the three other kids pulling on me to pick them up, all while I'm holding onto this one and using my full-sized SLR camera for a selfie. That's a hard trick; the children are incredibly lonely and the facilities are sparse. The unseen barbed wire surrounding the compound is to keep the human trafficking predators out," Wells said of the photo. Russell L. Wells | Special to the News Bulletin

CRESTVIEW — A Crestview family has sold all their possessions to prepare for life as missionaries in Machala, Ecuador.

BIG CITY TO SMALL TOWN

Russell Wells, 48, and his wife, Norha, 46, a substitute teacher at Crestview High School, haven’t always lived in the Hub City. The couple — who have three children, Marysa, 21; Thalia, 17; and Demytri, 10 — moved here from Seattle.

"All of our families were reluctant (for us) to move to a small town," Norha said, "but (since) they came and visited us, (they saw) how Crestview is a wonderful place to live.”

Transitioning from big-city culture was quite an adjustment.

"I came from living in the Miami area, where you don't say 'Good morning' to people," Norha said. "(Here) I don't have to look over my shoulder. Everybody here is so friendly, so welcoming, so willing to go out of their way to help. That definitely broke down a lot of walls that I had around me, being in Crestview. Living here has taught us how to live selflessly for things that are bigger than us."

Another surprise?

"People really try to get to know you for who you are, not what you have,” Norha said. “And that was a big mind shift for me. There was a big change. I did not expect that. That was a first.”

"I really never wanted to leave Crestview,” Russell Wells said. "Crestview became my home. I really thought that I was supposed to be here and I'd always made plans for it…”

Norha agreed.

"Leaving Crestview is hard because it's home,” she said. “Leaving our friends that we've made here — more than friends. They are family."

However, one day the Wellses realized that leaving home was not only necessary, it was their calling.

‘A WHOLE OTHER LEVEL OF POOR’

It all started when the Assemblies of God invited the couple to serve in Machala; they first visited the city in 2014.

"We went on a mission trip helping out at orphanages around the world. The last one was Machala," Norha said. "Russell — that really broke his heart."

“… Upon meeting these kids (in Ecuador) and the needs and everything else, I knew that this is what I was meant to do,” Russell Wells said.

Something about the children called out to him.

"It was — there was desperation in the eyes. Just sometimes, broken spirits. Sometimes it was big giant smiles on their face, but with the sadness behind it," Russell said. "There's — I've seen poor, okay, and we've even experienced poor in the United States, but this is like a whole other level of poor."

Norha said, "When I heard of a 4-year-old being rescued from a brothel, that (hurt). Because as a mom, a mother of two daughters, that really broke my heart."

Russell described Machala as a big city, about the size of Crestview in land, but with about 325,000 people living in it, "so it's an incredibly dense population."

And the risks are great.

"There's big-city-type crime, there's human trafficking crime, there aren't any large hospitals,” he said. “The largest hospital is two-and-a-half hours away."

The city is recovering from earthquakes that make the situation even more desperate for its inhabitants.

"A third-world area, all that earthquake devastation has only made matters worse, which has only made us more anxious to get there," Norha said.

FOLLOWING THE BANANAS

Once in Machala, the family will work to end child sex trafficking there through education; providing safe places for children to avoid predators; and breaking the day-to-day cycle of desperation that children suffer.

"Some of our family members absolutely do not understand why we're going to walk away from a good home, safety, security," Norha said. "For me, it's being a mother working with kids here at the high school who I love like my own, thinking how it could have been one of them. It could be my daughter. We have friends in Belgium and a lot of kids from Ecuador end up in the red light district in Belgium. It's heartbreaking," she said.

"It's just ingrained into us that we're there to help people and when there's a need, you need to be the one to step out and meet that need.”

"With the military, I had a different type of mission, but it was still to help other people. Now I'm doing it to help the children on a more personal level," Russell said.

Another reason the family is happy to go to Machala is what the Wellses call "the banana story."

Before AG leaders told them where they would serve, the family would gather together to pray about where the Lord desired them to go. Demytri, 7 at the time, said, very specifically, "Lord, it doesn't matter where we go, as long as there's bananas."

After learning about their Machala assignment, Russell got an invitation from the Assemblies of God to go to the city. While he was there, they talked a lot about bananas — and saw many banana trees.

"I'd forgotten about Demytri's prayers,” Russell said, “but when he looked at all the photos, he said, 'That's just like my prayer."

Machala, a city surrounded by banana plantations, is nicknamed "The Banana Capital of the World," being the largest exporter of that fruit from Ecuador.

The Wellses adopted that answered prayer as a theme for fundraising efforts. They are accepting tax-deductible donations through their website, wellsgoingbananas.org/giving. People who wish to contribute may donate there or call 902-0360.

'WE SOLD EVERYTHING'

The lifetime mission will cost the Wellses about $300,000 in advance. They have 55 percent of that, and once all fundraising is complete, they will leave for Ecuador.

Nancy Black of Crestview, a longtime friend of the family and part of the ministry at Holt Assembly of God, said being approved to serve as an Assembly of God missionary "is not a short thing or a quick thing to happen. It can take from a year and a half to two years between getting approved and raising the funds to go on the 'mission field,' a term used particularly if a person is going for a long-term commitment."

"The reason that they have to raise their funds ahead of time is so that when they get down there, they will not have to get an outside job. They will be focused solely on helping the children and the families that they are going to serve," Black said.

And what about saying goodbye to close friends?

"Even though I'm going to miss them and my family is going to miss them, we know this is what they're supposed to be doing,” Black said.

The Wellses have sold all their belongings to achieve their goal.

"We probably had 10 yard sales, plus a huge one at our church that took up the whole parking lot of Lifepoint Church,” Norha said.

"Literally," her spouse said.

When they say everything, they're not kidding. "We sold the house. We sold the furniture. We sold the household goods. We sold shoes.”

“Most ladies get shocked when Norha says she sold all her shoes," Russell said. "She's wearing sandals. I gave away my tools in my garage. I sold my Jeep."

So, how will they get around?

"Oh, we walk," Russell said, joking. "We still have the van that we're going to sell before we go. We're staying with people that know we're missionaries and have a heart for missionaries, so they're allowing us a stay."

The Wellses will be in Machala for two years initially; they'll come back to the United States briefly to connect with supporters and give updates on the mission. Then they will return to Ecuador permanently. They'll visit the United States for family events, but they will live in Ecuador.

 “As a sister in Christ and a fellow minister, I am so extremely proud of them for taking this step, and I can't wait to hear what happens when they get down there,” Black said. “We appreciate the commitment and the sacrifice they're making to go there and serve the children and youth that are down there.”

This article originally appeared on Crestview News Bulletin: 'A WHOLE OTHER LEVEL OF POOR'

5 facts about Living Truth Church's respite care for special-needs children

Tammy Owens, left, and her husband, Jared, work with Living Truth Church in Pace to provide respite care for families with special-needs children. The couple — whose son, Silas, center, has cerebral palsy — knows the joy and hardships these families face. (Special to the Press Gazette)

PACE — Jared and Tammy Owens are well aware of the time, effort and hard work that go into raising a special-needs child. Four years ago, Tammy gave birth to their first child, Silas, who has cerebral palsy.

With the support of church family at Living Truth Church in Pace, the couple wants families in similar situations to have some relief with the church’s respite care program.

“God just put this on us,” Jared Owens said. “These parents need a break; they need time to go on a date, they need time to just take a nap and they need a safe place to bring their kids.”

For the past two years, the couple — with volunteers’ support — has hosted a free respite care program. Sessions are 1 to 5 p.m. the second Saturday of each month at the church. The service is open to the public, not just church members.

Here are a few things to expect from the program.

1. The program offers faith-based lessons with activities.

“Each kid has their own buddy, either as an adult or a youth worker that day, and they just come and have fun,” Owens said.

In addition to having a Bible story and worship time, the program allows for games and outside time for attendees. The program is open for special-needs children and their siblings.

2. The respite care program offers relief for families.

“It provides parents four hours a month, where they can just be normal and go on that date in which they haven’t been on in a year,” Owens said. “A lot of these kids need constant attention and these parents are in desperate need for respite care. Some of these families don’t have relatives here…they are on their own.”

Owens said the program is not just used by families in Pace.

“We have families that drive from Brewton (Ala.); we have families that drive from Navarre, Gulf Breeze, Pensacola just to utilize the respite care,” Owens said.

3. Volunteers have training in dealing with special-needs children.

In addition to Jared and Tammy, the program has a couple of licensed nurses on hand, who are also church members. In addition to undergoing a background check, volunteers  with the respite program undergo training in dealing with special needs children.

“In our church in general, we have a lot of people who work in the school system that are already working in Exceptional Student Education classrooms … they are able to train other people,” Jared Owens said.

The Joni and Friends International Disability Ministries, which assist churches in reaching out to the special-needs community, support the program.

4. Space is limited. Owens estimates the program has between 12 and 18 kids attending each month; that includes siblings of special-needs children. The Living Truth program can handle a limited number of kids each month. Should a family register for a month at full capacity, Owens said administrators would contact the family and let them know they are registered for the following month’s program. Once extension of the church’s children’s area is complete, Owens hopes to increase the number of attendees.

5. More respite programs are needed. Owens said Living Truth and Marcus Pointe Baptist Church in Pensacola, to his knowledge, are among few local churches that offer the program. The Living Truth program will work with Marcus Pointe to ensure families have two opportunities a month for respite care.

Owens encourages more churches to offer a respite care program. In fact, the church is hosting a workshop in January that shows how local churches can organize and train to set up their own program.

“I went to other churches in the past and spoke to people (about this) but I haven’t had much traction,” Owens said. “We would love to see multiple churches doing (this), because there is no way we can handle every special-needs family in Milton, Pace and Santa Rosa (County).”

While details for the workshop are still in the works, families should contact the church for more information about the respite care program or visit the church’s website at livingtruthchurch.com, which has an online registration form.

This article originally appeared on Crestview News Bulletin: 5 facts about Living Truth Church's respite care for special-needs children

Live Oak Baptist sets fall festival

Pixabay.com

CRESTVIEW — Live Oak Baptist Church’s annual Fall Festival is scheduled 6-8 p.m. Oct. 31 at 4565 Live Oak Church Road, Crestview.

The church will provide a dunking booth, hayride, hotdogs, popcorn and boiled peanuts free of charge during the festival.

"Bring your kids in their best costumes to enjoy an afternoon of decorated trunks and treats," church officials stated in a media release.

This article originally appeared on Crestview News Bulletin: Live Oak Baptist sets fall festival

Are you on track to meet your financial goals?

Yvonne Shanklin (Special to the News Bulletin)

October is Financial Planning Month.

And now that you know it’s Financial Planning Month (just in case you didn’t know before), why not take the opportunity to determine if you’re on the right path toward meeting your financial goals?

Consider taking these steps:

Identify your goals. To know if you’re making progress toward your goals, you first have to identify them. Of course, you’ll have a variety of goals in life, such as helping to pay for your children’s college educations. More than likely, though, your most important long-term financial goal is to build enough resources to enjoy the retirement lifestyle you’ve envisioned.

But we all have different ideas for how we want to spend our retirement years. Some of us may want to stay close to home, volunteering and pursuing our hobbies, while others want to visit the vineyards of Bordeaux or explore the pyramids of Egypt. So, name your goals and, as much as possible, put a price tag on them. Once you know how much your retirement is going to cost, you can create an investment strategy that may ultimately provide you with the income you will need.

Don’t underestimate your cost of living. Even after you’ve identified some of your retirement goals, and estimated their costs, you still haven’t developed a complete picture of your future cost of living. You also need to take into account other potential major expenses, such as health care. Once you’re 65, you’ll get Medicare, but that won’t cover all your medical costs – and it might cover only a tiny portion of those expenses connected with long-term care, such as a nursing home stay or services provided by a home health aide. A financial professional can help you explore specific methods of dealing with these types of long-term care costs.

Locate “gaps” — and work to fill them. After you’ve had your investment strategy in place for a while, you may see that some “gaps” exist. Is your portfolio not growing as fast as it should to help you reach your goals? If not, you may need to review your asset allocation to make sure it is aligned with your risk tolerance and portfolio objective. Do you find that you own too many of the same types of investments? This overconcentration could be harmful to you if a downturn affects one particular asset class, and you own too much of that asset. To help prevent this, be sure to diversify your dollars across a range of investment vehicles. Keep in mind, though, that diversification can’t guarantee a profit or protect against all losses.

Protect yourself — and your family. Saving for your ideal retirement is certainly a worthy goal, but you have other ones — such as providing for your family in case you aren’t around, or if you become ill or incapacitated and can’t work for a while. That’s why you will need adequate life insurance, and possibly disability insurance, too. Your employer may offer you both these types of coverage as an employee benefit, but it might not be enough — so you may want to explore private coverage as well.

Financial Planning Month will come and go. But by following the above suggestions, you can create some strategies that will bring you a lifetime of benefits.

This article was written by Edward Jones on behalf of your Edward Jones financial adviser.

This article originally appeared on Crestview News Bulletin: Are you on track to meet your financial goals?

Don't let anger consume you

Mark Broadhead (FILE PHOTO | News Bulletin)

A short while ago I came across this quote by Will Smith. It reads, “Throughout life people will make you mad, disrespect you and treat you bad. Let God deal with the things they do, ’cause hate in your heart will consume you, too.”

When I read this quote, I couldn’t help but think of the anger, hatred and animosity being slung around our nation because of the presidential campaigns.

I couldn’t help but think of the rage and hatred being incited over the actions (justified or not) of a relatively few law enforcement officers.

I couldn’t help but think of how some lawyers convince people to declare they are victims when an injury was caused by their own carelessness.

If you let greed, anger or hurt take over your rational thinking and consume your waking thoughts, you will become no better than those who seek to destroy life.

It can be very, very easy to be swept away by what may seem to be injustices perpetrated against a person or group of persons. If we find someone who shares our anger or frustration, we feed on each other’s emotions and our sense of anger rises exponentially. Then those of like mind join the fray.

And because they are not alone in their thoughts and behaviors, they believe they are not responsible for what they do. “Everyone is doing it” becomes the mindset, so they believe they will not be held accountable.

It’s called the “mob mentality.” And people begin to act and react in ways that, alone, they would not normally behave.

Our nation is polarized in ways it hasn’t been in a very, very long time. Friends, families and strangers are pitted against each other because of politics, ideologies, religion, sexuality issues, gun control — you name it and there are people arguing for and against it — sometimes with violence.

I fear we are near the brink of no return. And unless each person comes to realize the universe does not revolve around them, that their desires do not outweigh those of another, that their sense of entitlement is based on selfishness, we will plunge over the precipice and this nation of ours will splinter for good.

When will this madness end? When will civility and common decency return?

Now is the time to begin. Don’t allow yourself be consumed by hatred. Agree to disagree with others and move on. And realize that just because you disagree with someone does not mean they are your enemy! We do not have to be of like mind.

Jesus said, “If you love only those who love you, what reward is there for that?” He said, “Love your neighbor as you love yourself.” He said, “Treat others in the way you want to be treated.”

If one more person did this, it would make a huge difference.

Why not let that one person be you?

The Rev. Mark Broadhead is pastor at Laurel Hill Presbyterian Church and First Presbyterian Church of Crestview.

This article originally appeared on Crestview News Bulletin: Don't let anger consume you

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