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Some wishes for Crestview

Janice Lynn Crose, a former accountant, lives in Crestview with her husband, Jim; her two rescue collies, Shane and Jasmine; and two cats, Kathryn and Prince Valiant.

A group of residents recently were together and the talk turned to the desires for Crestview. 

Interestingly enough, there was quite a cross-section of people; some newcomers and some who have lived in the area over 40 years. The common complaint was the poor traffic flow. I come from Los Angeles, home of the big parking lot also known as the freeway, so I know about terrible traffic.

Ever since my husband, Jim, and I moved here, there have been talks and traffic studies for a by-pass, but nothing is accomplished. This may be due to land restrictions or other issues, but we definitely need traffic relief.

The wish list for Crestview comprised:

•Retail stores so that one doesn't have to drive to Destin, Fort Walton Beach or Pensacola to shop. The main stores brought up were Kohl's, Hobby Lobby and Target. Having retail locations such as these would keep a portion of the sales tax here in Crestview.

•Large chain restaurants, such as Olive Garden, Red Lobster, Longhorn Steakhouse, Carrabba's and Golden Corral.

•No more fast food, banks or vape shops.

•Traffic relief.

It is sad that sit-down restaurants are closing. Ryan's, which had a huge capacity, has closed and Chick-Fil-A is taking that geographical location. While I love Chick-Fil-A, it isn't the same as a large-scale sit-down buffet. 

The north end of town is exploding and there are not many services. We have the Winn-Dixie Plaza and David's Catfish House, but not much else. A new Publix is being built along with a Wendy's, but as far as I know, no sit-down restaurants. Walmart is planning on building a store across from Johnny O'Quigley's.

Some stores don't want to come to Crestview, as they don't think we have enough residents, but stores that are already here don't mind expanding with second locations, so obviously we have enough people to patronize new businesses.

Downtown Crestview was also discussed. The major complaint was parking and that the businesses close so early. If we could get some top-notch restaurants in that area I believe many people would be delighted — some ideas for us to ponder.

What businesses would you like to see in Crestview?

Janice Lynn Crose, a former accountant, lives in Crestview with her husband, Jim; her two rescue collies, Shane and Jasmine; and two cats, Kathryn and Prince Valiant.

This article originally appeared on Crestview News Bulletin: Some wishes for Crestview

Women may need extra help toward financial security

Yvonne Shanklin is an Edward Jones financial adviser. [Special to the News Bulletin]

Around the world and throughout the year, thousands of events honor women's achievements. Yet, women still face challenges in many areas of life — such as their financial situations. So if you're a woman, you may want to use this occasion to consider steps you can take to help move toward your important financial goals, such as a comfortable retirement.

First of all, be aware of the potential obstacles facing women: lower earnings than men, longer lifespans than men and more time out of the workforce than men. This last element is particularly important, because when women leave the workforce for extended periods, typically to care for young children or older parents, they will have much less time to contribute to their 401(k) or another employer-sponsored retirement plan.

Whether you fit the above profile perfectly or not, and whether you're married or single, you must take action on your own behalf. Here are some suggestions:

Here are some suggestions:

Ramp up your retirement plan contributions. Contribute as much as you can afford to your 401(k) or other employer retirement plan. Your 401(k) is a good way to build retirement savings because your earnings accumulate on a tax-deferred basis, which means your money can grow faster than if it were placed in an investment on which you paid taxes every year. (You will have to pay taxes on withdrawals; also, withdrawals prior to age 59 1⁄2 may be subject to a 10 percent IRS penalty.)

Contribute to an IRA. Even if you have a 401(k) or similar plan, you're probably still eligible to open an IRA. Contributions to a traditional IRA may be tax-deductible, while earnings can grow tax deferred. If you invest in a Roth IRA, your contributions are not deductible, but any earnings growth is distributed tax-free, provided you've had your account at least five years and don't start taking withdrawals until you're 59 1⁄2.

Don't invest too conservatively. Some studies show that women may invest more conservatively than men. This could be a problem, especially since, as mentioned above, women are also out of the workforce longer and may have fewer years to contribute to their 401(k plans. Consequently, when you invest in your 401(k), IRA or other accounts, consider including in your holdings growth-oriented vehicles consistent with your risk tolerance, such as stocks. Stocks are more susceptible to market volatility, but you can help reduce the impact of this volatility by owning a mix of investments, including stocks, bonds and cash.

Talk to your spouse about Social Security. If your spouse starts collecting Social Security at 62 (the earliest age of eligibility), the monthly benefits could be reduced, perhaps by as much as 25 percent. This reduction could affect you if you ever become a widow, because once you reach your own "full" retirement age (which will likely be 66 or 67), you may qualify for survivor benefits of 100 percent of what your deceased spouse had been receiving — and if that amount is reduced, you'll get a reduced benefit. Talk to your spouse about this issue well before it's time to receive Social Security.

By making the right moves through some extra steps, you will find yourself on the road to financial freedom. 

Edward Jones wrote this article for use by your local Edward Jones Financial advisor.

This article originally appeared on Crestview News Bulletin: Women may need extra help toward financial security

Some insects benefit your garden

Adult ladybugs like the one pictured feed on whiteflies. [James Castner, University of Florida | Special to the News Bulletin]

A number of summers ago, I noticed whiteflies on a confederate rose plant in my landscape.

I considered using an insecticide to control the whiteflies but decided against doing so after taking a closer look. What I found was a population of ladybugs — eggs, larvae, pupae and adults.

Ladybug adults and larvae eat whiteflies, as well as other soft-bodied insects such as aphids. So, I waited to see what would happen.

At first, I was seeing mostly adult whiteflies, which look like tiny white moths. Adult whiteflies mate and then lay eggs on the underside of leaves. The eggs hatch into flat translucent scale-like nymphs that suck the "juice" from the underside of the leaves.

Eventually, some of the leaves developed a black coating called sooty mold. As certain insects (primarily aphids, some scales and whiteflies) feed, they excrete plant sap that coats the leaves. A sooty mold then grows on this sugary sap. It’s not a pathogen. It just makes the leaves look ugly.

Knowing that the whiteflies would not kill the confederate rose, I was willing to tolerate the sooty mold and allow the ladybug population to build.

Allowing whiteflies to live on your plants may not always be the best option. But in order to have beneficial insects in your landscape, there must be some "bad" insects for them to eat.

Insects such as ladybugs, lacewings and praying mantises eat many pest insects. Encouraging these beneficial insects can allow you to reduce the amount of pesticides applied.

It’s important to learn to recognize the adult and immature stages of these beneficial insects. Ladybugs have larvae that look nothing like the adults. Some ladybug larvae look like small orange-and-black alligators. Others may resemble mealybugs. Many gardeners who would never kill adult ladybugs mistake their larvae as pests and kill them with insecticides.

The following University of Florida Institute of Food and Agricultural Sciences Extension website will help you learn to recognize many of our beneficial insects: http://edis.ifas.ufl.edu/topic_beneficial_insects.

Once you find beneficial insects in your landscape, reduce or eliminate the use of insecticides. When an insecticide is needed, use environmentally friendly options such as insecticidal soaps, horticultural oils and products that contain Bacillus thuringiensis.

Sometimes, a heavy stream of water from a water hose is all that is needed to remove pest insects from plants and reduce their numbers to an acceptable population.

Remember, leaving a few pest insects is a great way to attract beneficial insects. Tolerating a minor infestation and a little plant damage will benefit the helpful insects, your pocketbook and the environment.

Larry Williams is an agent at the University of Florida's Institute of Food and Agricultural Sciences Extension office in Crestview.

This article originally appeared on Crestview News Bulletin: Some insects benefit your garden

Children now having 'adult' problems

[STOCK PHOTO/PIXABAY]

CRESTVIEW—Going on a bike ride to a friend’s house or playing at recess isn’t just fun for most children, it could be saving their lives.

Poor eating habits and inactive lifestyles are leading to obesity in children at an alarming rate. While Crestview and Okaloosa County are nearly on par with national trends, that doesn’t mean there’s no reason for concern.

Risks

“Children are having ‘adult’ problems like hypertension, diabetes or pre-diabetes, high cholesterol [and] sleep issues like sleep apnea and gallstones,” Dr. Keely Kubly of North Okaloosa Physician Group Pediatrics said. They face increased risks of heart disease, skeletal issues, low self-esteem and depression.

These issues are both life-threatening and costly. The Florida Department of Health expects medical costs related to childhood obesity and subsequent illnesses to amount to an estimated $34 billion over the next two decades.

And it’s affecting kids younger and younger.

Defining obesity

“A little under 20 percent of children are considered overweight or obese before they enter kindergarten,” Kubly said. Nearly 60 percent of children born today will be obese by the time they graduate high school, according to the FDOH.

Among current school-aged children in Okaloosa County, about one-third are considered obese, according to Community Health Improvement Section Chief at DOH-Okaloosa Amanda Colwell.

Obesity is determined by a trained medical professional but can be estimated by calculating one’s body mass index or BMI. Several online resources offer BMI calculators and only require the person enter their weight and height.

A healthy BMI is 18.5-24.9; obese would be considered a person with a BMI of 30 or higher. In children, a comparative BMI model factoring in age and sex is used to determine obesity, according to the Centers for Disease Control and Prevention.

A child in the 95th percentile of BMI for kids of the same age and sex would be considered obese.

Causes and who’s most affected

“Families aren’t eating well and not being active,” Colwell said. Some bad habits parents might not even be aware of, such as 100 percent fruit beverages, she added. These drinks lack the fiber necessary to break down sugars and can be a factor in early-onset diabetes.

“Parents may need to travel farther distances for work, making sit down, family-centered meals difficult and making fast food a convenience,” Kubly added. “In some areas, access to recreation centers or youth sports may be limited, lack of paved roads for activities like bike riding or even distance to the nearest house may make it difficult for children to exercise.”

As age increases from 2 to 19 years old, the rate of obesity increases, according to the CDC. However, all age groups are still at a risk, Kubly said.

The most at-risk group are those of Hispanic descent, with those of Asian descent being the least at-risk, according to CDC data compiled from 2011-2014. Rates between males and females were nearly identical.

Prevention and implementation

“Substituting water for a few sugar-containing beverages throughout the day [and] increasing fruit and vegetable consumption” are great starts, Kubly said.

Children should also aim to have daily moderate-to-high physical activity and limit screen usage—whether that means television, cell phones, tablets or computers. All of these suggestions are also recommended by the CDC.

The DOH-Okaloosa started “Healthy Okaloosa 5210” in January 2014 to help combat childhood obesity. The initiative helps share the four healthy living habits suggested by the CDC:

  • Eat five or more fruits per day.

  • Limit recreational screen time to two or fewer hours per day.

  • Be physically active at least one hour every day.

  • Cut back on sugar-sweetened drinks and eliminate the use of or exposure to tobacco products.

To implement these practices DOH-Okaloosa works with schools, medical providers, childcare services and other community organizations. They host and organize special services such as cooking demonstrations, fun runs and games.

Some of the programs were developed by the department but others were crafted by schools—such as a 5210 tag game—and spread to other schools as a result, according to Colwell.

The department also pushes facilities to adopt health-friendly practices. One such policy example is not allowing staff at recreation centers to smoke and requiring them to change and wash their clothes if they do so outside of work. Another could be ensuring water is a beverage option instead of sugary sports drinks.

Becoming engaged and making a change

Making progressive changes to promote a healthy lifestyle can at times be easier said than done. Kubly recommends starting with attainable goals and adding more once they are accomplished.

“If you are constantly in the car and need to eat fast food, a goal of never eating fast food again is not realistic,” Kubly said. “However ordering a salad or substituting fries for a fruit or vegetable is.”

Healthy lifestyles for children can also be adopted by adults, Kubly added. And dietary and lifestyle choices made in childhood often follow people into their adulthood, she said.

The DOH-Okaloosa has also made addressing childhood obesity one of its top priorities.

“We wanted to start with the youngest population,” Colwell said when asked why childhood obesity was prioritized out of the dozens of health and environmental issues the department has found young people face.

Still, change can be difficult. The CDC recommends consulting with a doctor about the most appropriate way for each child to help combat obesity and the risks associated with it.

THE ISSUE: Childhood obesity affects about one-third of school-aged children in Okaloosa County.

LOCAL IMPACT: Obesity can lead to increased risks for diseases and other ailments both in the long and short term.

This article originally appeared on Crestview News Bulletin: Children now having 'adult' problems

North Okaloosa County Faith Calendar

North Okaloosa County churches can send listings to news@crestviewbulletin.com. Items run on a first-come, first-served, space-available basis. [Pixabay.com]

AWANA PROGRAM: 6:30-8 p.m. Wednesdays, Joy Fellowship, 5978 Old Bethel Road, Crestview. Approved Workmen Are Not Ashamed is for 3-year-olds through eighth-graders. Register: $35 for the uniform, book bag and book. Dues: $15 per year, with a $25 maximum per family. 682-6219.

RESTORATION AND RECOVERY MINISTRY: 6 p.m. Fridays, Kingdom Life Worship and Training Center, 798 Martin Luther King Jr. Ave., Crestview. This weekly outreach ministry focuses on healing, restoration, wellness and wholeness.

OUTREACH MINISTRY: 6 p.m. Fridays, Kingdom Life Worship and Training Center, 798 Martin Luther King Jr. Ave., Crestview. The ministry’s leaders are the Rev. Anthony Bryant, Deacon Phyllis Gage and Elder Candace Cotton.

CELEBRATE FREEDOM: 7-8:30 p.m. Fridays, Church of New Covenant, 3191 New Ave. N., Crestview. A faith-based 12-step program for people seeking healing from things that prevent healthy, balanced lives. Karen Faulkner, 227-4712.

REFORMERS UNANIMOUS: 7-9:30 p.m. Fridays, Central Baptist Church, 951 Ferdon Blvd. S., Crestview. Faith-based recovery program for people with any addiction. Directed by Wendell Morgan. 682-5525.

This article originally appeared on Crestview News Bulletin: North Okaloosa County Faith Calendar

Crestview to observe National Day of Prayer

The National Day of Prayer's Crestview observance usually takes place at the Okaloosa County Courthouse. However, due to construction, this year's event will take place at the Crestview Community Center. [Pixabay.com]

CRESTVIEW — The Crestview Area Ministerial Association and other interested North Okaloosa residents will observe the National Day of Prayer.

The event begins 6:30 p.m. May 4 at the Crestview Community Center, 1446 Commerce Drive.

"We have 20 churches in the Crestview Area Ministerial Association (that) have been invited to participate at the event," Harry Tomlin, the association's National Day of Prayer organizer, said. "It's annually held on the courthouse steps. This year we don't have a courthouse, so in trying to find a place, we ended up getting the … Crestview Community Center."

The program, which should last over a half-hour, will include a keynote speaker and music. Other details are still being finalized.

The National Day of Prayer is when people of all faiths are invited to pray for the United States and its leaders. President Harry S. Truman signed the bill into law in 1952, according to the website www.nationaldayofprayer.org.

This article originally appeared on Crestview News Bulletin: Crestview to observe National Day of Prayer

North Okaloosa County Faith Briefs

CRESTVIEW — Upcoming events for North Okaloosa County’s faithful are as follows. 

Live Oak Baptist sets homecoming service

CRESTVIEW — Live Oak Baptist Church will celebrate its 84th homecoming. 

Weather permitting, the schedule begins with a prayer walk 9:45 a.m. May 7 at the church, 4565 Live Oak Church Road, Crestview.

A worship service is at 10 a.m. with guest speaker the Rev. Fran Picker. A variety of music from each decade will be featured and lunch will be served.

Sunday School services will not be held May 7. 

Kingdom Life sets women's ministry conference

CRESTVIEW — The quarterly Women Walking in Ministry conference will feature a theme celebrating all women.

The event begins 10 a.m. May 13 at the Kingdom Life Worship & Training Center, 798 Martin Luther King Jr. Ave., Crestview.

The guest speaker is the Rev. Nikki Mathis of The Summit Crestview church. The event also features The Summit Crestview worship leader, Stephanie Mills, Dance Minister Barbara Oxendine of the Eglin Air Force Base chapel, and Kindom Life's pastor, the Rev. Darlene Haynes-Scheuermann.

'Coming Home' dance performance set

CRESTVIEW — The Calling Dance Company will present a faith-based story centering on hope amid loss.

"Coming Home" is scheduled 6 p.m. May 13 at the Mattie Kelly Arts Center, Northwest Florida State College, 100 College Blvd., Niceville.

Tickets cost $15 in advance, $20 at the door, and are free for children age 4 and under. Purchase at www.TheCallingDanceCompany.org.

A portion of proceeds benefits Covenant Care's Camp Connect, a grief-counseling event for children.

Joy Fellowship presents flamingo fundraiser

CRESTVIEW — The Joy Fellowship Ministries Senior High Youth Group will have a "Flamingo Flocking" fundraiser through June 1 to raise money for its summer trip to North Carolina.

Suggested donations are as follows:

•Small flock of 10 large flamingos, $10

•Medium flock of 20, $20

•Large flock of 30, $30

•Super-size flock of 30 large and 18 small flamingos, $40

Potential donors may email their phone number to Joe Butryn, jbutryn@joyfellowship.net, who will send the paperwork to start the "flocking."

Contact Butryn for more details.

Donations sought for Laurel Hill food ministry

LAUREL HILL — Spearheaded by Magnolia Baptist Church, churches in this small North Okaloosa County community have launched an area-wide food ministry to assist local individuals or families in need.

Community members needing food for themselves or their families may contact the ministry at 826-3362 or theweeklys@yahoo.com.

Volunteers are sought to help package and deliver food donations, and organizers ask for prayers in support of the new ministry. Email the same address for more information.

This article originally appeared on Crestview News Bulletin: North Okaloosa County Faith Briefs

Will you forgive someone — or will you throw them away?

The Rev. Mark Broadhead is pastor at Laurel Hill Presbyterian Church and First Presbyterian Church of Crestview. [File photos | News Bulletin]

When it comes to relationships, there will always come times when disagreements will surface. When they do, life, as usual, is greatly disrupted. As the issue is confronted — or not — a whole range of emotions can be felt.

One of those emotions is often fear — fear that the relationship has come to an end. In our throw-away society, that concern is a very real possibility. We have learned if something is broken, get rid of it rather than fix it. It is not worth the trouble, hassle or expense. This mindset is often employed with people as well.

The thing is, the people in our lives are very important. Relationships require hard work. If you expect everything to be smooth sailing all the time, you have an unrealistic view of life. Life is never without conflict of one kind or another.

The question is, what will you do when conflict arises or when someone's actions cause you to become angry or hurt? Do you cut the person out of your life? Do you ignore the matter? Do you seek revenge? Do you face the issue head on to rectify it?

Simply cutting the person out of your life will prevent your emotions from ever truly healing. Whether the offender remains part of your life or not needs to be a matter of serious prayer, not a knee-jerk emotional reaction. There are times a relationship needs to come to an end for the health and safety of all concerned.

Ignoring the matter will simply cause it to fester and become 10 times worse in your mind. It will finally explode in ways that are very unhealthy.

Seeking revenge will only hurt you and the other person more, and at the same time create an enemy. Revenge is never as sweet as anyone expects.

But when you face the matter head on to rectify it, the air will clear and the burden of the offense will lighten. It won't be pleasant, but the results will be freeing.

Forgiveness is vital, but it is important to remember what forgiveness is not. Forgiveness does not say, "I'll pretend this never happened." It does not say, "You're free to do it again." It does not say, "This didn't hurt me."

Forgiveness says, "This happened. It hurt a great deal. A great lesson has been learned. I am not going to let the burden of the hurt or betrayal keep me from enjoying life." Forgiveness brings freedom from the burden of something done wrong.

Peter once asked Jesus if he should forgive someone as many as seven times. In Peter's mind, that sounded pretty magnanimous. How did Jesus reply? "Not seven times, but, seventy-seven times."

Jesus told his disciples, "If you forgive the sins of any they are forgiven them. If you retain the sins of any they are retained." The same is true for us.

Will you forgive someone — or will you throw them away?

The Rev. Mark Broadhead is pastor at Laurel Hill Presbyterian Church and First Presbyterian Church of Crestview.

This article originally appeared on Crestview News Bulletin: Will you forgive someone — or will you throw them away?

Crestview facility plans nurse job fair

Sign-on bonuses and onsit inertviews are scheduled at Shoal Creek Rehabilitation Center in Crestview. [Pixabay.com]

CRESTVIEW — Sign-on bonuses and on-site interviews are part of an upcoming job fair.

The Shoal Creek Rehabilitation Center fair is 9 a.m.to 2 p.m. April 28 at 500 Hospital Drive, Crestview.

Company employers will conduct interviews for Registered Nurses, Licensed Practical Nurses and Certified Nursing Assistants. They also offer a $2,000 sign-on bonus for LPNS and a $3,000 sign-on bonus for Registered Nurses.

This article originally appeared on Crestview News Bulletin: Crestview facility plans nurse job fair

Dental clinic provides free care for those in need

Volunteer dentist Dr. Erik Meyers and his dental assistant, Nicole Vickers, prepare to treat resident Nathan Merritt aboard the Florida Baptist Convention's Mobile Dental Care clinic May 2016 in Baker. [File Photo | News Bulletin]

Editor’s Note: This continues our Celebrate Community series on nonprofit  organizations that improve North Okaloosa County residents’ quality of life.

CRESTVIEW —The Baker Lions Club and Baker Area Ministerial Association’s partnership to provide dental services to area residents in need got underway in 2013.

Mary Ann Henley, project director for the Free Mobile Dental Clinic scheduled May 8-12, said her husband, Royce, learned that the mobile clinic was available and took steps to see the free service benefit North Okaloosa residents.

After that, "We asked the Baker Area Ministerial Association if they would like to co-sponsor this project with us,” she said. “That way they could reach out to the various churches and make them feel a part of the community, as well as get (residents') physical needs met.”

This year's clinic will provide fillings and extractions to residents who qualify and can attend a screening 8 a.m. to 4 p.m. May 5 at the Baker Area Recreation Center, 5503 U.S. Highway 4, Baker. Appointments will be scheduled the week of May 8-12.

Further criteria for the free service are that the person:

•Is age 6 or older

•Has a family at or below the 200 percent poverty guideline

•Has no dental insurance coverage

The best part of the free dental program, for Mary Ann Henley, is "to just have someone who arrives with a problem, and then we're able to see them leave and go on their way home with no pain."

To that end, 10 dentists, 10 dental assistants and nurses (two each day) will volunteer their professional services.

The nurses do medical screening on the patients, check for medications that dentists must be aware of, and give blood pressure checks, according to Mary Ann Henley.

"They're trained and they're able to provide that dental patient the very best care that he or she needs," she said.

And members of the Baker Lions Club, about 17 of them, will work throughout the week to ensure the clinic's success.

The group holds different fundraisers throughout the year to support community projects like the dental clinic and vision screenings.

"The Baker Lions try to reach out to our community, and this was just a major service project for us," Henley said.

Members of the Baker Area Ministerial Association will also assist during the event. That includes the Rev. Jim Vail of the First Baptist Church of Baker.

Vail said pastors would have lunches for the participating clinic professionals, as well as spiritual support for people attending the clinic.

"A lot of those people are hurting and we're there to help them not only with their teeth but also spiritually we can point them to Jesus Christ, and many times help them with those problems they are having in their life,” Vail said.

When asked what he gets from the endeavor, he said, "Jesus said in the Bible it's more blessed to give than to receive. It's really gratifying to help people in need and be able to give back to the community."

Baker Lions Club member Mary Ann Henley said the group has three vision programs.

EYESIGHT

•KidSight exams check for lazy eye and 17 other eye problems that can be detected for every preschooler and kindergartner in Okaloosa and Walton counties. Over 7,300 children have had examinations since 2011.

•They collect, clean and recycle eyeglasses and provide exams for area residents in need. Collection boxes are located in various stores and buildings in Crestview and Baker.

•Retinopathy screenings are available for diabetics, who have a high rate of problems with their retina

DONATIONS

They make donations to various organizations including Florida Guide Dogs for the Deaf; the Conklin Center for the Blind; Florida Lions Foundation for the Blind; the North Florida Lions Hearing Aid Bank; and Southeastern Guide Dogs, among others.

•The dental clinic served 98 patients last year.

•Dental care totaled about $35,000 last year.

More about the Baker Lions Club

This article originally appeared on Crestview News Bulletin: Dental clinic provides free care for those in need

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