Here's the scenario from last week's Pulpit article.

Someone at work goes to the boss and declares that you are not pulling your weight. The boss then makes a declaration that because "everyone" is not doing as they should, everyone will be punished. The boss gives the employees more work, or changes around everyone's responsibilities.

Last week's article talked about how the "boss" could have reacted to prevent the situation getting worse.

Now let's look at how individuals who are the focus of such a complaint can respond.

If the allegations are true:

•understand your emotional reaction. Anger may rise to the surface as a result of embarrassment for being called out for not fulfilling your responsibility.

•own up to your failure. Don't make excuses for your lack of effort. This will only undermine your credibility and integrity.

•offer to take measurable steps to improve your work habits. Then ask your boss to review your progress weekly for the next several weeks.

If the allegations are not true:

•understand your emotional reaction. Anger may rise to the surface very quickly, which will be a symptom of being hurt emotionally.

•do not lash out at your accuser or make any hasty decisions. Many harmful comments and decisions are made in the heat of anger, and once they are out, they cannot be taken back. Your grandmother was wise when she told you to "count to 10" (or even 10,000 if necessary) before reacting.

•after calming down to a manageable level, the Bible says to go to your accuser and speak with him or her privately. Explain how their false accusation hurt you. Remain as calm as possible, not allowing your emotions to get hooked by their reaction.

•if the accuser denies their actions or attempts to make matters worse, simply walk away. Request a conversation with the next appropriate management level and the individual together. Again, this is very Biblical. You will have a witness to your attempts to rectify the situation.

•then let the matter drop while at work. Do your utmost to not allow the hurt to interfere with your good, strong work ethic.

•seek counsel from someone outside of work to vent your hurt and anger. Talking it through will work toward your healing and ease the pain and anger.

Ultimately, Jesus says to "love your enemies and pray for those who persecute you." You may not like them very much at the moment, but through prayer and the guidance of our Lord, healing will take place. Be open to how God provides for that to happen.

Christians are called to act and react responsibly — which often means going against what we would rather do. Give a good witness to the strength of your faith and the graciousness of God by seeking justice, not revenge. 

The Rev. Mark Broadhead is pastor at Laurel Hill Presbyterian Church and First Presbyterian Church of Crestview.

This article originally appeared on Crestview News Bulletin: More on handling difficult situations

Customer service is an important function of most businesses and most of them take it seriously, but there are some that just brush off their customers.

The statistic quoted when I was in college was that it takes 10 new customers to take the place of one lost customer. It is six to seven times more expensive to acquire a new customer than to keep a current one, according to the White House Office of Consumer Affairs (https://www.helpscout.net/75-customer-service-facts-quotes-statistics).

Telephone customer service is not what it used to be. A few years ago, one would call and get a pleasant-sounding person who wanted to help resolve the caller's issue. It seems these days that callers (often) reach a surly person who doesn't care whether the issue is resolved.

For example, my mother paid her Southern California Automobile Club dues for the coming year in early June. A week later, she received a letter stating that since she hadn't paid her membership that AAA would cover her car emergencies for 30 days but charge her for any services received.

She checked with the bank and the payment had cleared, so she went to the bank and got a copy of the electronic fund transfer, and mailed it per their request. The proof of payment from the bank still didn't clear up the matter. After numerous phone calls and hours on the phone, she finally got a young man who took the time to locate her payment; her AAA membership money had been applied to her homeowner's insurance.

Why did it take so long to locate her payment? Because no one else cared enough to take the time to really look.

If at all possible, it is better to go into the place of business and get the matter resolved face to face. If the only option is calling, be kind to the person on the phone as people (usually) try harder to help those who are kind. Also, if you get a rude person, thank them for their time and hang up. Call back later. You may get a nicer person.

We have two customer call service centers here in Crestview. I expect they provide outstanding service.

Janice Lynn Crose, a former accountant, lives in Crestview with her husband, Jim; her two rescue collies, Shane and Jasmine; and two cats, Kathryn and Prince Valiant.

This article originally appeared on Crestview News Bulletin: Customer service 'is not what it used to be'

Not all investments are created equal. Some are better suited for short-term goals, while others can help you build resources for objectives far in the future. As an investor, then, one of your biggest challenges will be to match your short- and long-term goals with the appropriate investment vehicles.

How should you proceed?

For starters, identify your short- and long-term goals. Your short-term goals will change throughout your life. When you are starting out in your career, for example, you might aspire to purchase a home in the next three to five years. Later on, though, your biggest short-term objective might be to save enough money for a long tour of Europe without picking up credit card debt.

As for long-term goals, your biggest one likely will be to enjoy a comfortable retirement, but you may well have other long-term plans, too, such as sending your kids to college in 10 or 15 years.

After you have a clear sense of your short- and long-term goals, you can choose the right investments to help you meet them.

Let's start with the shorter-term ones. When you're saving for a down payment on a home or for an expensive European vacation, you want to make sure that a certain amount of money will be available to you at a certain time. Consequently, you may want to avoid stocks or stock-based vehicles, which will constantly fluctuate in price, because you don't want the value of your investment to be down at the moment you need the money.

Instead, for short-term goals, you may want to consider a fixed-income vehicle, such as a bond, which is designed to provide regular interest payments and return your principal upon the bond’s maturity (providing the issuer doesn't default, which, with investment-grade bonds is generally unlikely).

For longer-term goals, such as college for your kids and a comfortable retirement for yourself, it’s a different story. To achieve these goals — and especially for retirement — you generally need to accumulate as much as you can. As a result, you need investments with growth potential, which means you will need to consider stocks and stock-based instruments. As mentioned above, stocks will always fluctuate in value, and they may be worth more or less than your original investment when sold. However, building a portfolio with an investment mix that's appropriate for your risk tolerance, and that contains a reasonable amount of growth-oriented vehicles, can potentially help you overcome short-term volatility and continue making progress toward your long-term goals.

Plus, you have some attractive long-term options available. With a 529 college savings plan, you can save for college and possibly achieve tax benefits, too. And by contributing regularly to your IRA and 401(k) or similar employer-sponsored plan, you can defer taxes while spreading your dollars among a wide range of investments. But there's one thing all long-term investments have in common: You need patience and discipline to stick with them.

So, there you have some ideas on short and long-term investing. Keeping this distinction in mind when you invest can help boost your confidence that you're making appropriate moves for all your goals. 

This article was written by Edward Jones for use by your local Edward Jones financial adviser. 

This article originally appeared on Crestview News Bulletin: Match short-and long-term goals with the right investments

Farmers worry a lot about the fate of the crops that they plant. A good deal of time and money are invested into planting these crops.

The last thing farmers want to see is a pest destroying their crop before it yields anything.

Pests come in many forms: diseases, weeds, insects and even vertebrates.

To protect crops from pests, Integrated Pest Management is employed. This system starts with correctly identifying pests or potential pests in a crop or field. Pest populations are then monitored. When pests reach or exceed the economic threshold, a plan is formulated and implemented to control the pest.

The economic threshold is the density of pest population at which the losses caused by the pest are equal to the cost of the control measures.

They include:

•Physical control

•Cultural control

•Biological control

•Chemical control

Physical control is the most labor- and time-intensive. This method includes mowing, hand pulling weeds and using exclusion devices. Exclusion devices keep pests out of the field or off the crop. Examples of such devices include bird netting to keep birds out of crops, row covers to keep insects off crops and fencing to keep vertebrates out of fields.

Cultural controls are important. This method includes planting date, variety selection, fertility management and irrigation management. Variety selection is very important to successful farming. Farmers select varieties that are resistant to diseases and will grow well in our area. Planting date is also critical. This involves planting the crop at the right time to avoid certain pests that are known to be an issue.

Biological control is the use of living organisms to control pests. Examples include goats controlling kudzu, air potato beetles controlling air potato vine, or a virus controlling tropical soda apple. Care must be taken to ensure that off-target plants are not harmed by the biological control.

Last is chemical control. This is the use of pesticides to control pests. These pesticides can be synthetic or organic. Pesticide is not a dirty word. This is a tool that farmers can use to protect their crops (the crops that feed and clothe us). Pesticides are highly regulated. Pesticides that have low acute and chronic toxicity are preferred by both the farmer and the consumer. Farmers also must adhere to strict timing for pesticide applications to ensure that little to no pesticide residue is detected on the crop after it leaves the field.

In conclusion, much more than just chemicals go into protecting crops from pests. Starting with proper pest identification, farmers evaluate the best control measures for each specific pest. They scout the crops throughout the season to keep an eye on emerging pests and pest densities.

Pesticides are not cheap, so the decision to apply them to the crop is not taken lightly. When the decision is made to apply pesticides, they are applied with the safety of the farmer, consumer and environment in mind.

Jennifer Bearden is an agent at the University of Florida's Institute of Food and Agricultural Sciences Extension office in Crestview.

This article originally appeared on Crestview News Bulletin: Here are 4 ways to protect crops

This is the first of two articles that may help with difficult situations at work, within an organization, or even at home. For the sake of simplicity, I will use work as the setting. Use this within whatever circumstances fit for you.

Here's the scenario:

Someone at work goes to the boss and declares that you are not pulling your weight. The boss then makes a declaration that because "everyone" is not doing as they should, everyone is going to be punished by being given more work, or by changing around everyone's responsibilities.

The mistakes with that reaction are:

•The boss took one person's word as being true.

•The boss did not check the facts.

•The boss lumped everyone into the situation instead of checking with the person about whom the matter was raised.

The mistakes could lead to:

•Hurt feelings.

•Very upset and disgruntled workers.

•People responding by doing only the minimum to satisfy requirements.

•People looking for new jobs or simply quitting.

There is a biblical, Christian way to deal with such matters. Jesus tells us that if we have a dispute with another person we are to go to that person to settle it. If that doesn't work, take two people with you as witnesses to your attempt to settle the matter. If that doesn't work, go up the chain to rectify it.

Those in a leadership position, biblically speaking, should check the facts before doing anything. Do not take one person's word of complaint or criticism of another as truth. What the other has said may simply be an attempt to discredit another. It may be an attempt at self-promotion. It may be an attempt to simply stir up trouble.

A better way to deal with the matter is to have the complainer remain seated while the one complained about is brought in to deal with the matter. Then, have the complainer state once again the criticism or concern raised to you.

There are several possible outcomes.

•The complainer will retract their criticism before the "victim" arrives because it was false to begin with.

•You, as the boss, won't get sucked into a "he-said-she-said" debate.

•The victim will hear the complaint and be able to address the matter immediately.

If the criticism is merited, possible solutions can be discussed and the matter remains a private conversation among just the three of you.

Addressing conflict is never comfortable or easy. However, when handled carefully and with a biblical foundation, matters will stop festering and be resolved. Healing will take place and people will grow, become stronger, and work better and harder for having been treated as a human being with proper discipline and respect.

Next week I will share with you how, if you are ever the victim of such criticism, you can respond in a Biblical manner.

The Rev. Mark Broadhead is pastor at Laurel Hill Presbyterian Church and First Presbyterian Church of Crestview.

This article originally appeared on Crestview News Bulletin: How to handle 'he said, she said' situations