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Health department offers water disinfecting tips for Crestview residents

The Florida Department of Health in Okaloosa County (DOH-Okaloosa) wants to make residents in Crestview aware of a precautionary boil water notice issued by the City of Crestview late Thursday. A loss of water pressure was experienced due to a water main break on P.J. Adams Parkway, affecting residents and businesses on city water in the area south of I-10 to (Old) Antioch Road and east of Ashley Drive and west of Old Mill Way West.

The precautionary boil water notice will remain in effect until the problem has been corrected and a bacteriological survey shows that the water is safe to drink. DOH-Okaloosa is advising individuals under a boil water notice to take precautions against contaminated water.

DOH-Okaloosa recommends one of the following:

Boil water before use, holding it at rolling boil for at least one minute before using it for drinking, cooking, making ice, brushing teeth or washing dishes.

Disinfect water by adding 8 drops (about 1/8 teaspoon – this would form a puddle about the size of a dime) of plain unscented household bleach per gallon of water, and then let it stand for 30 minutes. If the water is cloudy after 30 minutes, repeat the procedure. Use a container that has a cap or cover for disinfecting and storing water to be used for drinking. This will prevent contamination.

Use bottled water, especially for mixing baby formula.

This article originally appeared on Crestview News Bulletin: Health department offers water disinfecting tips for Crestview residents

Don't Fall Prey to Medical Identity Theft

By now, most people know about the perils of identity theft, where someone steals your personal or financial account information and makes fraudulent charges or opens bogus accounts in your name.

Lately, a not-so-new twist has been getting a lot of attention – medical identity theft. That's where someone gains access to your health insurance or Medicare account information and uses it to submit phony insurance claims, obtain prescription drugs or medical devices, or get medical treatment in your name.

Besides its high cost, medical ID theft also can have deadly consequences: Suppose someone poses as you and gets an appendectomy; if you later entered the hospital with abdominal pain, your medical file would show that your appendix was already removed and you could be tragically misdiagnosed.

Here are a few tips for avoiding medical ID fraud and steps to take if it happens:

Your medical files are often full of information ID thieves crave: account numbers for Social Security, health insurance, Medicare or Medicaid, contact information, email address, etc. All it takes is one stolen employee laptop or an intercepted piece of mail or email to leave you vulnerable.

Sophisticated thieves will also hack computer networks of insurance companies, pharmacies, medical equipment suppliers and others who have access to your medical records. And unfortunately, the black market for stolen information is so tempting that employees have been known to steal data.

Common signs of medical identity theft include:

Just as you shouldn't hesitate to ask your doctor or nurse whether they washed their hands, so you should feel free to ask what security precautions their business office takes to protect your information. Here are a few preventive measures to take:

If you suspect or know your information has been compromised, ask for copies of your medical records from each doctor, hospital, pharmacy, lab or health plan where a thief may have used your information. Also request a copy of their "Accounting of Disclosures" form, which lists everyone who got copies of your medical records.

Next, write them all by certified mail explaining which information is inaccurate, along with copies of documents supporting your position. Ask them to correct or delete all errors and to inform everyone they may have sent records to (labs, other doctors, hospitals, etc.) Keep copies of all correspondence and logs of all phone calls or other related activities.

You can also file a police report and contact the fraud units at the three major credit bureaus: Equifax, Experian and TransUnion. You may want to place a fraud alert or freeze on your accounts. Visit the Federal Trade Commission's Identity Theft site for more information.

Jason Alderman, a financial expert who directs Practical Money Skills for Life, a free, award-winning financial education program.

This article originally appeared on Crestview News Bulletin: Don't Fall Prey to Medical Identity Theft

EXTENSION CONNECTION: The truth about lovebugs

Lovebugs — which often splatter on your automobile — invaded the U.S. from Central America. The bugs feed on pollen, nectar and plant debris.

The lovebug, an invasive Central American species, migrated through Texas and Louisiana to get to Florida in the late 1940s. Prevailing winds, vehicle traffic, sod transport, increased habitat along highways and expansion of pastures may have assisted the lovebugs' movement throughout Florida.

However, despite rumors, University of Florida researchers did not genetically engineer lovebugs to kill mosquitoes.

The evidence? Forget insects; lovebugs feed on flowers' pollen and nectar. They lack jaws and grasping legs to hold onto and eat mosquitoes. They are too slow-flying to go after mosquitoes. Lovebugs are active during the day — usually between 10 a.m. and 4 p.m., in temperatures above 84 degrees Fahrenheit; most mosquitoes are out evenings. Lovebugs are only adults a few weeks each year; mosquitoes are active most of the year.

So the lovebug would be a poor candidate to genetically engineer as a mosquito predator.

Now more facts: Lovebugs are attracted to diesel and gasoline exhaust fumes. Female lovebugs are attracted to UV irradiated aldehydes, a major component of automobile exhaust fumes. They may confuse these chemicals with odors emitted from decaying organic matter where the female deposits her eggs. Heat also attracts lovebugs and may be another reason for their abundance along highways.

Lovebug larvae feed on decaying plant material, assisting with converting plant debris into organic components that can again be used by the growing plants.

Also: Although lovebugs can be a problem as they splatter on our automobiles, be thankful they don’t bite, sting or hang around all year. 

Larry Williams is an agent at the University of Florida's Extension office in Crestview.

This article originally appeared on Crestview News Bulletin: EXTENSION CONNECTION: The truth about lovebugs

FINANCIAL FOCUS: 'Rules of the road' for investors

As an investor, you may sometime wonder what on earth is going on in the financial world. One day, the stock market is down 200 points; the next day, it's up 300. One day, a scandal rocks a company; the next day, another firm declares a poor earnings report.

There's no smooth route to follow, but you can help smooth out the journey by observing these "rules of the road":

• Create a plan. You can waste time, effort and money through haphazard investing. Create a plan that defines your long-term goals and establishes a strategy to achieve them, considering your individual tolerance for risk and your time horizon.

• Take action. The best plan is useless unless implemented. Once you've set a course of action, follow through. Don't wait for "time to be right" before you invest; you can always find excuses to delay. The best time to start is right now.

• Stay invested. When the market is "hot," it's easy for people to keep investing. It takes far more courage to continue investing during a long bear market. And yet, it's essential to stay invested, through good times and bad. Ultimately, the long-term performance of the investments you have chosen will have far more impact on your portfolio's success than the daily, inevitable price fluctuations.

• Look for quality. Persistence in investing, by itself, isn't enough to help you achieve long-term goals. You also need to invest in quality. Look for stocks of companies with solid track records, strong management teams, competitive products and well-defined business plans. You'll experience ups and downs even in quality stocks, but if you hold them over time, you'll greatly increase your prospects for success.

• Diversify your holdings. During any given market environment, some investments will do well while others will not. You could try to pick the winners, but that's almost impossible to do consistently. You'll be much better off diversifying your dollars among a range of high-quality stocks, bonds, mutual funds, government securities and other vehicles. By staying diversified, you'll help cushion yourself against downturns affecting just one type of investment, and you'll multiply opportunities of benefiting from assets performing well.

• Review your plan. Annually review investment plans and strategies. Your life will evolve — new job, new house, new children, etc. — and you may need to adjust plans to accommodate these changes. If some of your investments no longer suit your needs, find other opportunities. A qualified financial professional can help evaluate your situation and make recommendations on rebalancing your portfolio.

There's nothing magic, or complex, about these "rules for the road."

However, to follow these guidelines, you'll need patience and perseverance. If you have these traits, you're well prepared for a fulfilling investment journey.

Joe Faulk is a financial adviser.

This article originally appeared on Crestview News Bulletin: FINANCIAL FOCUS: 'Rules of the road' for investors

Three Tips for Choosing an Assisted-Living Home for Your Parent

Seventy percent of people age 65 and older will need long-term care at some point in their lives, according to a 2014 study by CareScout, a division of Genworth Financial Services.

“But that doesn’t mean they have to sacrifice their quality of life,” says Peder Johnsen, CEO of Concordis Senior Living, which owns, operates and develops senior housing communities.

“In fact, a person who needs some assistance with day-to-day living will often find he or she is much happier in a good assisted-living community with an atmosphere that reminds them of their former home.”

And it doesn’t have to be outrageously priced, notes Johnsen, a third-generation ALF operator whose family pioneered the contemporary congregate community model.

The median price for a private, one-bed home in an ALF community is $42,000, he says, citing the CareScout report. By contrast, a semi-private nursing home bed costs a median $77,000 a year.

But it’s up to prospective residents and their families to ascertain the quality of the community and whether it’s a good match for the person who will be living there.

“ALFs are not federally regulated and states vary widely on the breadth of oversight they provide, so you can’t necessarily rely on the law,” Johnsen says. “And don’t rely on salespeople either – that’s the biggest mistake people make.”

There are, however, a number of easy ways to see if a home has a truly caring atmosphere and well-trained staff.

Johnsen offers these tips:

•  Ask to see the home’s state licensing survey, an assessment that usually includes inspections, audits, interviews with residents, etc. Every state has an ALF licensing agency and all have some form of survey system for ensuring that certain standards of quality are met, according to the Assisted Living Federation of America.

“Requirements vary from state to state about how often the surveys are conducted and how the public can access the reports, but no matter what state you live in, you should be able to ask the ALF for its most recent report, or obtain it from the licensing agency,” Johnsen says. 

The surveys will tell you if problems were found – or not – and what the ALF did to address them.

•  Visit the ALF during non-business hours.

Go before breakfast or after dinner – times when the administrators aren’t around. What’s the atmosphere? How do employees behave with the residents?

“That’s a good time to talk to residents, too,” Johnsen says.

Be a “mystery shopper,” he suggests. Pretend you’re just visiting the community – not scouting it out as a prospective customer.

•  Ascertain how truly “homelike” the community is.

In your own home, if you don’t feel like eating breakfast at 7:30 a.m., you don’t have to. You can have breakfast at 10. You can get snacks when you want them.

“Depending on what’s important to your loved one, there are potentially many rules that can affect how ‘at home’ a person feels,” Johnsen says. “Some communities allow residents to have pets, others don’t. Some provide lots of activities. At some, residents can quickly and easily arrange for transportation or a service like hair styling.”

Not every community can offer everything, he notes. That’s why it’s important to look for those features that are especially important to your loved one.

Peder Johnsen is the CEO of Concordis Senior Living. For more information, visit www.concordisseniorliving.com.

This article originally appeared on Crestview News Bulletin: Three Tips for Choosing an Assisted-Living Home for Your Parent

Crestview parents to present Lyme disease awareness information, share their stories

Connie Murray — left, with her daughter, Nikki, at a recent Lyme disease awareness event at Publix — and Connie B. — with her son, Bryson — will present a Lyme disease awareness documentary on Saturday in Crestview.

Editor's note: Due to the sensitivity of her husband's military mission, Colleen B. has requested that we withhold her family's last name.

CRESTVIEW — Bryson B. is a typical 11-year-old boy who loves playing outside, hunting in woods with his dad and riding horses.

But, his mother, Colleen said, there is a difference.

"My son has Lyme disease," she said.

"He was racing through the woods and got into a tick nest and had about 50 of them on him," she said.

After picking off the ticks, everything seemed fine until Bryson awoke several days later with a few red spots. Colleen, suspecting bedbugs, changed his sheets, but more spots appeared.

"I took him to the doctor. His nurse said, 'You should have him checked for Lyme.'

"About a week and a half after the bites, he complained of joint pains, headaches and fever all at the same time. I didn't know about the impact of Lyme disease at the time."

Finding a doctor

When the family's pediatrician reluctantly agreed to extend Bryson's antibiotics treatment for a second week, a church friend advised Colleen to find a Lyme-literate doctor.

However, despite the prevalence of tick-laden Northwest Florida wooded areas, the closest doctors specializing in the often debilitating disease were at least two hours away.

Under the care of a Lyme-literate doctor in Tallahassee, Bryson received the full antibiotics treatment.

"And he's still on antibiotics now," Colleen said. "We think we've conquered it, but it lives in his body, so if his immune system is compromised, he could have a relapse."

Thanks to early detection and prompt antibiotic treatment, Bryson's story has a happy ending.

"If he was not treated in the five- to six-week window, he wouldn't be where he is today," Colleen said.

Award-winning documentary

Colleen, along with Connie Murray, also the mother of a child with Lyme disease, encourages parents to attend a 2 p.m. May 31 screening of "Under Our Skin," an award-winning documentary about Lyme disease.

The film's Woodlawn Baptist Church screening will be followed by guest speakers addressing Lyme disease detection and prevention, and how it has changed their lives. Admission is free.

"This is what's behind our desire to inform people," Colleen said. "You have to push for the proper diagnosis and the proper treatment."

Lyme disease is transmitted to humans through the bite of infected blacklegged ticks. Symptoms include fever, headache, fatigue and a skin rash that often resembles ringworm. Infection can spread to joints, the heart and the nervous system if the disease is untreated.

Avoid wooded and bushy areas with high grass and leaf litter, walk in the center of trails and repel ticks with DEET or Permethrin, to prevent infection.

Be extra vigilant in warmer months — April through September — when ticks are most active.

Source: Centers for Disease Control and Prevention, www.cdc.gov/lyme

Email News Bulletin Staff Writer Brian Hughes at brianh@crestviewbulletin.com, follow him on Twitter @cnbBrian or call 850-682-6524.

This article originally appeared on Crestview News Bulletin: Crestview parents to present Lyme disease awareness information, share their stories

Mental Health Presentation to be given at Crestview Library

Learn about achieving balance while avoiding or changing destructive behaviors that lead to chronic diseases June 3 at 10:30 a.m., at the Crestview Public Library, 1445 Commerce Drive, Crestview.

Ginny Barr, the Mental Health Association of Okaloosa/Walton Counties' executive director, will discuss wellness' impact on the mind and body, building on life experiences and positive change.

Coffee and cookies will be served at 10 a.m.

This article originally appeared on Crestview News Bulletin: Mental Health Presentation to be given at Crestview Library

Miss Walker crowned May 17

Walker Elementary School's annual beauty pageant winners are as follows, in no particular order: Miss Walker, Meryha Cahill; 1st Alternate, Kaylah Sears; and 2nd Alternate and Photogenic, Caitlyn Dill.

CRESTVIEW — Seventeen princesses graced the stage with poise during Walker Elementary School's annual beauty pageant on Saturday.

The following students were crowned:

• Miss Walker: Meryha Cahill

• 1st Alternate: Kaylah Sears

• 2nd Alternate and Photogenic: Caitlyn Dill

Petite Miss Walker: Cadance Simmons

• 1st Alternate: Tylee Johnson

• 2nd Alternate: Bayleigh Meadows

• Photogenic: Asline Heringer

The pageant's proceeds will be used to support the fund for an electronic sign for the school. 

This article originally appeared on Crestview News Bulletin: Miss Walker crowned May 17

Author seeks Scriptural solutions to sexuality, abortion, other issues

The number of societal issues facing today's world is staggering. With no clear-cut answers, conflicting viewpoints tend to destroy any attempt to create wellbeing for the human race.

One author now says the answer for mankind's wellbeing and future lies in studying the past.

R.C. Besteder's Adam is a new look at the Adam of the Bible and a complete analysis of the first human on Earth. Exploring Adam's story and relating it to modern times, Besteder looks to clear up confusion about the man who fathered the human race.

"Today there is mass confusion worldwide on a host of issues that are destroying society and threatening the peace of our world,” Besteder said. “We need to know we are one in Adam.”

The knowledge that everyone descends from Adam gives insight on issues such as family, spirituality, sexuality, racism, abortion, divorce and morals. Besteder believes the human race needs to look back to their origins in order to fix problems in today’s society.

Adam encourages readers to look beyond racism, stamp out violence and pay special attention to family, according to a spokesperson. It helps readers seek the truth and build a more harmonious future for mankind.

"If we want to understand ourselves and what we're to be about, we've got to go back to the beginning when it all started," Besteder said.

Available at Amazon, Barnes and Noble and Westbow online bookstore

R.C. Besteder has studied the Bible for decades and has read it through more than thirty times. He also has a passion for history and has a degree in history earned while preparing for Christian ministry. His passion for understanding Adam has led to the constant study of mankind. Besteder has served as an Air Force Chaplain for 21 years and a civilian pastor more than 21 years, working to help others understand the Bible.

This article originally appeared on Crestview News Bulletin: Author seeks Scriptural solutions to sexuality, abortion, other issues

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