Please ensure Javascript is enabled for purposes of website accessibility
Skip to main content
Advertisement

Beekeeping course available next month in Cantonment, Milton

Four classes are available next month for Northwest Florida residents who want to learn more about beekeeping.

A beekeeping short course is scheduled through March in Milton and Cantonment. Classes, as follows, are  6-8 p.m. Mondays and 9 a.m. to noon Saturday:

•March 9: Honey Bee Biology, Anatomy & Hive Structure         

•March 16: Bee Nutrition and Bee Botany (identification of nectar plants)

•March 21: Bee-Yard field day

•March 23: Important Pest and Diseases — Identification and Management

Sessions are by interactive video, except for the March 21 field day.

Registration for all classes — presented by the University of Florida Institute of Food and Agricultural Sciences Extension Panhandle Agriculture Team — is $20 per person, or $30 per family. The fee covers course materials and refreshments.

Contact the Escambia County office — 3740 Stefani Road, Cantonment, 475-5230 — or Santa Rosa office — 6263 Dogwood Drive, Milton, 623-3868 — to register. 

This article originally appeared on Crestview News Bulletin: Beekeeping course available next month in Cantonment, Milton

Here's why food safety should concern North Okaloosa farmers

It's no coincidence that the United States has one of the safest food supplies.

Plenty of work has been put into developing rules that producers, processors and distributors must follow to keep food safe.

Even so, there are plenty of instances when something goes wrong and people fall ill.

On Feb. 12, for example, the Centers for Disease Control and Prevention declared an end to a recent outbreak of Listeria monocytogenes, a bacterial pathogen.

Since October, 35 people in 12 states have fallen ill, and at least three have died, because of contaminated prepackaged caramel apples. Outbreaks such as this can catch the public’s attention — and can cause people to think twice about purchasing similar products, whatever the source.

Listeria — just one pathogen that can cause illness — is most severe when it affects pregnant women or people with weakened immune systems.

As modern medical science allows people to live longer and helps those who are immuno-compromised to survive, it becomes increasingly important to protect our food's quality.

Disease-causing organisms or chemicals may come into contact with food a variety of ways. These include using improperly composted manure, employees practicing poor hygiene, or allowing contaminants to spread to crops from nearby areas.

In 2010, Congress passed the FDA Food Safety Modernization Act. This legislation — which attempts to update food safety laws — is still being implemented. The final rules will be in place by October, though it is still unclear when enforcement will begin.

When it does, farms may be required to have a farm safety plan and undergo inspections, depending on farm size.

A farm safety plan includes a set of standard operating procedures that a farm must follow. These cover topics such as animal husbandry and grazing, water use and quality control, adjacent land use, fertilization, employee hygiene and training, and food security.

LEARN MORE

Visit the Small Farms and Alternative Enterprises team's website to learn more about food safety.

A Food Safety Plan Workshop will be held Feb. 26 at the Duval County Extension Office in Jacksonville.

Contact Dilcia Toro, 386-362-1725, ext. 102, for more information.

This article originally appeared on Crestview News Bulletin: Here's why food safety should concern North Okaloosa farmers

EXTENSION CONNECTION: Magnolias are a much anticipated first sign of spring

The saucer magnolia — Magnolia x soulangeana — is one of the earliest flowering trees to bloom.

The goblet-shaped, pink to purple blooms cover the deciduous tree's bar stems just before leaves emerge. Each flower is 3 – 6 inches in diameter, and takes on a tulip-like structure that fully opens into a saucer position, earning the tree its two most common names: tulip or saucer magnolia.

This hybrid's parents are Magnolia liliifolia and Magnolia denudata, which are both native to Japan, logically leading to an additional common name — Japanese magnolia.

The genus Magnolia is one of the most ancient genera among flowering plants, with fossils dating more than 100 million years.

Similarly, beetles in the Nitidulidae family that existed back then are still the magnolia flowers' principal pollinators.

How to care for them

 Magnolias are shallow-rooted plants, and one of the surest ways to retard or possibly kill a new tree is to plant it too deeply.

When installing a saucer magnolia, locate the topmost root and position it slightly above the surrounding soil grade. Avoid disturbing the roots after planting.

Magnolias prefer to be grown in well-drained, moist soil. However, once established, they need no more than 20 inches of rain per year.

Mature trees can reach 20-30 feet tall, though the saucer magnolia is a fairly slow grower. Pruning can be done as needed after flowering, but before setting buds for next year.

The saucer magnolia's dramatic show of color is a wonderful break from winter's drabness.

Let's just hope that the last few frosts don't cut the blooming period short.

Sheila Dunning is a Commercial Horticulture Extension agent at the Okaloosa County Extension office in Crestview.

This article originally appeared on Crestview News Bulletin: EXTENSION CONNECTION: Magnolias are a much anticipated first sign of spring

FINANCIAL FOCUS: Holding investments long term can be less 'taxing'

As we get closer to the April 15 tax-filing deadline, you may be wondering about how your actions can affect the amount of taxes you pay.

Of course, you don’t have total command of some key tax-related components, such as your earned income. But one area in which you do have a degree of control is your investment-related taxes.

And since 2014 was a decent year for the financial markets, you may have some gains.

If you decide to sell some of your investments to “lock in” those gains, what would be the tax consequences?

Essentially, the answer depends on two variables: your tax bracket and how long you’ve held the investments.

Our tax code rewards investors who hold their investments for longer than one year. Consequently, short-term capital gains — earned on investments held for less than one year before being sold for a profit — are taxed at an individual’s ordinary income tax rate, which for 2014 can be as high as 39.6 percent.

However, long-term capital gains, earned on investments held one year or longer, are taxed at just 15 percent for most taxpayers and 20 percent for those in the 39.6 percent bracket. (At this tax bracket, a 3.8 percent Medicare contribution tax may also apply to long-term gains, so the top capital gains rate would be 23.8 percent.) You’ll need to check with your tax adviser on your specific situation.

From a tax standpoint, you may be better off keeping your profitable investments at least one year before selling them. But are there other reasons to hold investments for the long term?

In a word, yes. For one thing, if you are constantly buying and selling investments, you won’t just incur taxes; you’ll rack up commissions and fees that can eat into your investments’ real rate of return.

Also, if you are always buying and selling, you may be doing so for the wrong reasons.

You might be chasing after “hot” investments, even though by the time you buy them, they may already be cooling off. They may not even be right for your needs. Or you might decide you need to “shake things up” in your portfolio because you haven’t liked what you’ve seen on your investment statements for a particular time stretch. But if the overall market is down, it tends to drag everything down with it — even quality vehicles that still have good prospects.

Rather than chasing after hot stocks or reacting to short-term price movements, you may be better off by following a “buy-and-hold” strategy in which you purchase investments appropriate for your needs and then hold those investments for the long term.

Of course, “buy and hold” does not mean “buy and forget.” You may still need to make transactions, but only if it’s really necessary — such as when an investment is no longer appropriate for your investment goals.

If you want to cut down on your capital gains taxes, holding quality investments for the long term makes sense.

As for an investment strategy, a buy-and-hold approach can work well for you — long after tax season has ended.

This article was written by Edward Jones on behalf of your Edward Jones financial adviser. 

This article originally appeared on Crestview News Bulletin: FINANCIAL FOCUS: Holding investments long term can be less 'taxing'

Ash Wednesday run on Eglin

EGLIN AIR FORCE BASE  — The Eglin Chapel's Ashes to Dust 5K Walk/Run is Feb. 18 at the CE Pavilion.  Ashes to start Lent will be distributed at 6:30 a.m., folowed by the run/walk at 7 a.m.

There are free t-shirts for the first 50 participants and for the first male and female winners.

For more information, please call the chapel at 882-2111.

This article originally appeared on Crestview News Bulletin: Ash Wednesday run on Eglin

HAPPENINGS: California driving and Crestview band uniforms

Having been born and raised in Southern California, with family still living there, it is a lovely place to visit in the winter. 

So, for a winter vacation, I did just that. 

CALIFORNIA AND CRESTVIEW

The Los Angeles area is warmer than our climate at this time of year, and quite beautiful.

The hills and mountains are still green, and there is snow on Mount Baldy; according to the ski reports, there is enough to ski.

There is so much to do in Southern California, whether you're visiting Disneyland (my favorite), Knott’s Berry Farm, the beaches, the mountains, the desert, zoos, the Arboretum and other lovely gardens, as well as the symphony and theatre — just about any activity is available. 

The flowers are in bloom, and are just beautiful. Mother’s bougainvilleas are in bloom, as well as her daffodils, roses and narcissus — she loves her flowers. 

However, traffic is a sight to behold.  After driving in our fair town, it is interesting to once again face California freeways.

Yes, in California, they are called freeways.

Having grown up there, I don’t mind the bumper-to-bumper traffic, but it can be intimidating to be honked at, cut off continually, have a car change lanes from the far left-hand lane over four lanes of traffic to get to an off ramp or have someone tailgate for miles. 

There are quite a few interesting driving habits. 

The speed limit is 65, but you feel as though you will be run over, as most motorists drive about 75 to 80 mph.

All to say, driving in the Los Angeles area is not for the faint of heart or timid.

I will write more about my California adventures in the next few weeks, and would really love to hear where you have gone for a winter vacation, or where you would like to go.

SUPPORT FOR BIG RED MACHINE

I want to turn focus to our talented Crestview High School Band, which is raising money for new uniforms.

According to Jody Dunn, the band director, each uniform costs approximately $300. The uniform goal is $90,000 and so far they have raised $22,000. 

All donations are tax-deductible; if you would like to help our fabulous band, please make your check out to Crestview High School, write Band Uniform Fund on the memo line and mail to Crestview High School, c/o Jody Dunn, 1250 N. Ferdon Blvd., Crestview, FL 32536. Any donations will be gratefully accepted.

If you see me around town on my jaunts, please say “hi." If you have any “Happenings,” please drop me an email so I can report on it.

Janice Lynn Crose lives in Crestview with her husband, Jim; her brother, Robb; her two rescue collies, Shane and Jasmine; and two cats, Kathryn and Prince Valiant.

Email listings of upcoming events and activities of public interest>>

This article originally appeared on Crestview News Bulletin: HAPPENINGS: California driving and Crestview band uniforms

Tax-free investing seminar set Thursday

CRESTVIEW — Yvonne Shanklin, an Edward Jones financial adviser in Crestview, is sponsoring a tax-free investing seminar on Thursday.

The seminar is 6-7:30 p.m. Feb. 19 at Coach N Four Steak House, 114 John King Road.

Dinner will be provided. Call Marcia at 682-2497 for more information.

This article originally appeared on Crestview News Bulletin: Tax-free investing seminar set Thursday

FINANCIAL FOCUS: Will you be able to retire when you want?

Your retirement income depends, to a certain degree, on how your retirement funds are taxed. So before you make plans for your non-working years, consider the benefits of tax diversification.

Despite the past few years' soaring stock market, some Americans are nervous about their ability to retire comfortably — or even retire at all. Consider this:

• Almost half of American workers report being “not too confident” or “not at all confident” about being able to afford a comfortable retirement, according to the Employee Benefit Research Institute’s 2013 Retirement Confidence Survey. The 28 percent who say they are “not at all” confident is the highest level recorded in the 23 years of this survey.

• Between 2010 and 2012, the percentage of people ages 45 to 60 who planned to delay retirement rose to 62 percent from 42 percent, according to the Conference Board, a nonprofit business membership and research organization.

If you’re in either of these groups, what can you do to possibly alleviate your worries?

Get specific about your retirement goals. Have you set a target date for your retirement? If so, how many years until you reach this date? Once you know when you want to retire, you’ll need to come up with some sort of “price tag” for your retirement years.

By considering your hoped-for lifestyle and projected longevity, you should be able to estimate how much money you’ll need. You may find it helpful to work with a financial professional — someone with the tools and experience to plug in all the variables needed to calculate your retirement expenses.

Next, review your retirement savings vehicles, such as your 401(k) and IRA. Are you contributing as much as you can afford to these accounts? Are you increasing contributions when your salary rises? Within these vehicles, are you choosing an investment mix that can offer the growth you’ll need to accumulate sufficient retirement savings?

Even after you’ve “maxed out” on your IRA and 401(k) or other employer-sponsored retirement plan, you can find other tax-advantaged vehicles in which to invest for retirement. Again, your financial adviser can help you evaluate the ones that may be suitable for your needs.

Still, even after maximizing your investments, you may come up short of what you’ll need, given your desired retirement date. You may need to consider working a couple of extra years. If you like your career, moving out your retirement date may not be so bad — you’ll bring more earned income and you may be able to delay taking Social Security, which would eventually result in bigger monthly checks. Plus, you could postpone withdrawals from your 401(k) and IRA, giving these accounts more time in which to potentially grow. (Once you turn 70½, you’ll have to start taking money from your 401(k) and your traditional IRA.)

This article was written by Edward Jones on behalf of your Edward Jones financial adviser. 

This article originally appeared on Crestview News Bulletin: FINANCIAL FOCUS: Will you be able to retire when you want?

Couples can drive through, renew their vows on Saturday

CRESTVIEW — Radio Station WYZB/NASH FM105.5 wants couples from across the Emerald Coast to celebrate Valentine’s Day by unofficially renewing their wedding vows during The NASH FM 105.5 “Drive Thru Renew.” 

Everyone knows Las Vegas is known for their wedding chapels and drive-through weddings. NASH FM 105.5 is using Feb. 14 as a modified version of the Vegas-style wedding.  

“Drive Thru Renew” is a fun Valentine’s Day ceremony to re-unite couples…with one couple actually winning a  grand prize package including overnight accommodations at Four Points By Sheraton/Destin-Fort Walton Beach and a new mattress from Jazzi Rae’s in Crestview," an event spokesperson said. 

Saturday, from 10 until noon, NASH FM 105.5 will be at Lewis Diamond Gallery, 3670 South Ferdon Boulevard in Crestview. WYZB’s Midday Host, Skip Davis, will serve as the Non-Pastor and administer the special-edition renewing of vows. 

Couples will receive flowers, wedding cupcakes, a special certificate commemorating the ceremony, and more.

This article originally appeared on Crestview News Bulletin: Couples can drive through, renew their vows on Saturday

Urgent need for O Negative blood donations

The supply of O Negative blood has reached extremely low levels due to high usage in area hospitals.  An immediate appeal is being issued for all O Negative donors to donate at OneBlood, the local blood center, as soon as possible.

O Negative blood is the universal blood type, meaning any patient can receive O Negative blood regardless of the recipient’s blood type.  O Negative is critical for trauma patients, premature babies, cancer patients and emergency surgeries.

Generally healthy people age 16 or older who weigh at least 110 pounds can donate blood.

The nearest donor center is 2400 S. Ferdon Blvd., Suite B, Crestview. 

This article originally appeared on Crestview News Bulletin: Urgent need for O Negative blood donations

error: Content is protected !!